American Express both issues its cards and runs the network behind them, so it earns merchant discount fees, annual card fees, and interest on balances. Premium products like the Platinum card target affluent spenders.
AMERICAN EXPRESS CO (AXP) is a finance services company. Piotroski F-Score 4/7. 21 insider Form 4 filings in the last 90 days. Next earnings projected around 2026-07-17 from AXP's year-over-year reporting pattern (not yet company-confirmed). Fundamentals from SEC filings; prices are end-of-day.
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EOD daily bars · delayed, not real-time · data: DatabentoCharting by TradingView Lightweight Charts™
XBRL company facts, SEC EDGAR. TTM = last four reported quarters. Valuation ratios arrive with a price source — we don't fake quotes.
A plain-English read on AXP plus an auto-SWOT — built from AXP's SEC filings and market data, every point cited, nothing invented. Educational, not investment advice.
Four AI analysts — a bull, a bear, a risk manager, and a PM — debate AXP using only the SEC-filing and market facts below. Every point cites its evidence; nothing is invented. This is educational research, not investment advice.
Educational only — not financial advice. Data from SEC EDGAR public filings; no live market data is shown. Figures reflect the company's own reported XBRL facts and may lag.
| Richard W. AllenU.S. Representative · GA-12 | BUY | $1,001 - $15,000 | filed 2026-06-16 |
| Berkshire Hathaway (Warren Buffett) | $45.86B | 17.4% of portfolio |
| Markel Group (Tom Gayner) | $148.4M | 1.2% of portfolio |
| GAMCO Investors (Mario Gabelli) | $119.1M | 1.2% of portfolio |
| Tweedy Browne | $19.1M | 1.5% of portfolio |
| Company | Stake value | % of company owned |
|---|---|---|
| Global Business Travel Group, Inc.GBTG | $880.4M | 30.3% |
Long US equity positions from AXP's own 13F-HR (SEC), reported quarterly and lagged up to 45 days. “% of company owned” = reported shares ÷ that company's latest shares outstanding.
| McNeal Glenda GChief Partner Officer | SELL | $2.4M | view → |
Projected from AXP's own SEC 8-K filing history — the year-over-year reporting pattern (~50% land the exact day, ~90% within a week). No analyst estimates, no scraped calendars, nothing invented. It upgrades to a confirmed date + time the moment AXP files its announcement.
AXP has sold off after 7 of its last 8 earnings reports.
Earnings reactions have been moderate.
AXP has traded lower after most recent earnings releases.
The average is inflated by its most volatile prints (+8.2% and -5.7%).
A more typical earnings reaction has been approximately ±4.0%.
Realized close-to-close history only — no options-implied move, no analyst estimates.
| Reported | Close-to-close |
|---|---|
| 2026-04-23 | -5.7% |
| 2026-01-30 | -1.6% |
| 2025-10-17 | +8.2% |
| 2025-07-18 | -3.9% |
| 2025-04-17 | -4.1% |
| 2025-01-24 | -2.9% |
| 2024-10-18 |
Earnings dates are the company's 8-K Item 2.02 filings (SEC). Reactions from Databento EOD.
| -5.3% |
| 2024-07-19 | -1.8% |