Every time a Mastercard-branded card is swiped, Mastercard collects network and processing fees from the banks involved; the lending stays on the issuers' books. Value-added services like fraud scoring and consulting now make up over a third of revenue.
Mastercard Inc (MA) is a services-business services, nec company. Piotroski F-Score 7/7. 15 insider Form 4 filings in the last 90 days. Next earnings projected around 2026-07-30 from MA's year-over-year reporting pattern (not yet company-confirmed). Fundamentals from SEC filings; prices are end-of-day.
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EOD daily bars · delayed, not real-time · data: DatabentoCharting by TradingView Lightweight Charts™
XBRL company facts, SEC EDGAR. TTM = last four reported quarters. Valuation ratios arrive with a price source — we don't fake quotes.
FY ending 2025-12-31 vs 2024-12-31. original 1968 formula; calibrated on manufacturers, read financials/REITs with care
A plain-English read on MA plus an auto-SWOT — built from MA's SEC filings and market data, every point cited, nothing invented. Educational, not investment advice.
Four AI analysts — a bull, a bear, a risk manager, and a PM — debate MA using only the SEC-filing and market facts below. Every point cites its evidence; nothing is invented. This is educational research, not investment advice.
Educational only — not financial advice. Data from SEC EDGAR public filings; no live market data is shown. Figures reflect the company's own reported XBRL facts and may lag.
Projected from MA's own SEC 8-K filing history — the year-over-year reporting pattern (~50% land the exact day, ~90% within a week). No analyst estimates, no scraped calendars, nothing invented. It upgrades to a confirmed date + time the moment MA files its announcement.
MA has rallied after 5 of its last 8 earnings reports.
Earnings reactions have been mild.
MA has traded higher after most recent earnings releases.
The average is inflated by its most volatile prints (+3.3% and -5.7%).
A more typical earnings reaction has been approximately ±1.6%.
Realized close-to-close history only — no options-implied move, no analyst estimates.
| Reported | Close-to-close |
|---|---|
| 2026-04-30 | -5.7% |
| 2026-01-29 | +3.3% |
| 2025-10-30 | -0.5% |
| 2025-07-31 | +0.1% |
| 2025-05-01 | +2.1% |
| 2025-01-30 | +1.2% |
| 2024-10-31 |
Earnings dates are the company's 8-K Item 2.02 filings (SEC). Reactions from Databento EOD.
| -1.1% |
| 2024-07-31 | +3.3% |
| Rohit KhannaU.S. Representative · CA-17 | BUY | $1,001 - $15,000 | filed 2026-07-06 |
| Gilbert CisnerosU.S. Representative · CA-39 | SELL | $1,001 - $15,000 | filed 2026-07-02 |
| Arkell Sandra AController | SELL | $216K | view → |
| McLaughlin Edward GrundePresident & CTO, MA Tech | SELL | $7.5M | view → |
| Seshadri RajChief Commercial Pmts Officer | SELL | $3.6M | view → |