Terms of Use

Effective 4 August 2026

StockTools.ai is operated by Combo Ventures, LLC (Florida). By using this site you agree to these terms. If you do not agree, do not use the site.

Use of the tools

The tools and content are provided for personal, educational use. See the Disclaimer: nothing here is financial advice.

Paid subscriptions

Paid plans are sold on exactly the same "as is" and "as available" basis as the free ones. Paying does not buy a service level. We do not commit to any uptime, availability, response time, or continuity of any feature, and we may modify, suspend, interrupt, degrade, or discontinue any part of the service — for any subscriber, at any time, with or without notice, including for maintenance, cost, supplier failure, or no reason at all. Outages, downtime, failed or delayed AI generations, missing or stale data, and removed features are not breaches of these terms and do not entitle you to a credit, extension, or refund. This applies whatever the cause, and whether the failure is ours or a third party's: the hosting, payment, email, AI, and data providers this site depends on — including SEC EDGAR and any market-data source — can fail, change, throttle, rate-limit, or withdraw access without notice, and an interruption that reaches you through one of them is treated exactly as one of our own.

Charges are recurring and authorised at checkout; plans renew automatically until you cancel. Cancelling stops future charges and takes effect at the end of the period you have already paid for. Fees are non-refundable, including for partial periods, unused allowances, periods of unavailability, and subscriptions you forgot to cancel — except where a refund is required by law that cannot be excluded, in which case we will provide the minimum the law requires. Prices and plan contents may change; we will give notice of a price change before it applies to your renewal.

Free trials, where offered, are limited to one per person and one per payment method. We may decline, shorten, or withdraw a trial, and may refuse or cancel any account we reasonably believe is evading that limit — including through multiple registrations — and may terminate such accounts without refund.

No responsibility for your results

You are solely responsible for every decision you make and for any outcome that follows. We are not responsible for any losses you incur or any gains you make while using, or after using, this service, and we take no share of and accept no responsibility for your trading or investment results, whether or not you relied on anything published here. We are not an investment adviser, broker, or fiduciary, we do not make buy, sell, or hold recommendations, and nothing here is personalised advice. See the Disclaimer.

Limitation of liability

To the maximum extent permitted by law, Combo Ventures, LLC and its operators are not liable for any losses or damages arising from use of this site or any paid subscription, including trading or investment losses, lost profits or opportunity, reliance on calculator or AI outputs, data errors or omissions, and site unavailability or interruption — whether direct, indirect, incidental, special, consequential, or exemplary, and whether or not we were advised such damages were possible.

Where liability cannot lawfully be excluded, our total aggregate liability for all claims is limited to the greater of the amount you actually paid us in the twelve months before the event giving rise to the claim, or USD $100. Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited.

Who may use the site

You must be at least 18 to buy a paid plan, and at least 13 to hold an account of any kind. The site is not directed to children, we do not knowingly collect personal information from anyone under 13, and if we learn that we have, we will delete the account and its data. If you believe a child under 13 has given us information, write to us at the address below and we will act on it.

You also confirm that you are not located in, ordinarily resident in, or organised under the laws of any country or region subject to comprehensive United States sanctions; that you are not on the U.S. Treasury Department's Specially Designated Nationals list or any other restricted-party list, and are not owned 50 percent or more by anyone who is; and that you are not accessing the service for or on behalf of any such person. We may suspend or close any account immediately, without notice and without refund, where we believe this is or has become untrue, and we may block access by region or refuse or reverse a payment.

Acceptable use

Do not scrape at abusive rates, attempt to disrupt the service, misrepresent site content as personalized advice, or use the site where doing so would violate applicable law. In particular, do not access any part of the service you have not been granted access to, use another person's account or credentials, create accounts by automated means, or work around a block, rate limit, or other technical restriction we apply. We may rate-limit, suspend, or terminate access for any of these, and the rest of these terms survive that.

Facts are free and we make no claim over them. The underlying public data on this site, including figures drawn from SEC filings, belongs to nobody and you are welcome to it. What you may not take is our own material: the writing, explanations, page structure, design, code, and the particular derivations, groupings, and analyses we produce from public data. Those stay ours.

Your content

Anything you enter, such as trading journal entries, watchlists, and notes, stays yours. You give us only the permission we need to run the service for you: to store it, process it, back it up, and display it back to you. We do not sell it and we do not publish it. If you use a feature that generates something from your data, that permission extends to producing the output you asked for. You are responsible for what you put in, and for having the right to put it there.

AI-generated material

Some pages carry commentary produced by software rather than written by a person, and those pages say so. It is generated from public filings and price history, it is educational commentary and not a recommendation, and it can be wrong. Check it against the source we link before you rely on any part of it. We describe what these features do in plain terms and do not claim capabilities they do not have; if you think a description overstates what a feature does, tell us and we will correct it.

Copyright complaints

If you believe material on this site infringes your copyright, write to us at the address below with enough detail to identify the work and the material complained of, your contact details, and a statement that you believe in good faith the use is not authorised. We will review it and remove material where the complaint is well founded. We terminate the accounts of repeat infringers.

Indemnity

If someone brings a claim against us because of how you used the service, what you submitted to it, or your breach of these terms or of any law, you will cover our reasonable costs of dealing with it, including legal fees. We will tell you about any such claim and you may take over its defence, but you may not settle it in a way that admits anything on our behalf or obliges us to do anything without our agreement.

Disputes

Before filing anything, write to us and give us 30 days to resolve it. Most problems are cheaper for both of us to fix directly.

Claims must be brought individually. You and we each agree not to bring or join a class, collective, consolidated, or representative action, and no arbitrator or court may hear claims on behalf of a group. You and we each waive any right to a jury trial. If the individual-claims requirement in this paragraph is held unenforceable as to a particular claim, that claim proceeds in court and the rest of this section still applies to every other claim.

Ending your access

You can stop using the site at any time, and cancel a paid plan yourself from the billing portal in your account. We may suspend or close an account that breaches these terms, that we are required to close, or where continuing to serve it would expose us to legal risk. Where we close an account for breach, no refund is due. Sections that by their nature should outlast the agreement do so, including the disclaimers, the limitation of liability, the indemnity, and the disputes section.

Changes and general terms

We may update the site and these terms at any time. The effective date at the top of this page tells you when the text last changed, and continued use after that date is acceptance. These terms are governed by the laws of the State of Florida, USA, without regard to its conflict-of-laws rules, and nothing here removes a protection your local consumer law gives you that cannot be contracted away.

You agree to receive notices from us electronically, at the email address on your account. If any provision here is held unenforceable, it is limited or severed to the minimum extent needed and everything else stands. Our not enforcing something is not a waiver of it. You may not transfer your account or these terms; we may assign them to a successor in connection with a sale or reorganisation of the business. These terms, with the Disclaimer and Privacy Policy, are the entire agreement between us about the service, and they create no rights for anyone who is not a party to them.

Contact: contact@stocktools.ai