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UnitedHealth pairs the biggest US health insurer, UnitedHealthcare, with Optum, which runs the OptumRx pharmacy benefit manager, employs or affiliates tens of thousands of physicians, and sells health data analytics to the industry.
UNITEDHEALTH GROUP INC (UNH) is a hospital & medical service plans company. Piotroski F-Score 6/8. 27 insider Form 4 filings in the last 90 days. Next earnings projected around 2026-07-28 from UNH's year-over-year reporting pattern (not yet company-confirmed). Fundamentals from SEC filings; prices are end-of-day.
EOD daily bars · delayed, not real-time · data: DatabentoCharting by TradingView Lightweight Charts™
XBRL company facts, SEC EDGAR. TTM = last four reported quarters. Valuation ratios arrive with a price source — we don't fake quotes.
FY ending 2025-12-31 vs 2024-12-31. original 1968 formula; calibrated on manufacturers, read financials/REITs with care
A plain-English read on UNH plus an auto-SWOT — built from UNH's SEC filings and market data, every point cited, nothing invented. Educational, not investment advice.
Four AI analysts — a bull, a bear, a risk manager, and a PM — debate UNH using only the SEC-filing and market facts below. Every point cites its evidence; nothing is invented. This is educational research, not investment advice.
Educational only — not financial advice. Data from SEC EDGAR public filings; no live market data is shown. Figures reflect the company's own reported XBRL facts and may lag.
| Richard Dean McCormickU.S. Representative · NY-01 | SELL | $1,001 - $15,000 | filed 2026-07-09 |
| Maria Elvira SalazarU.S. Representative · FL-27 | SELL | $1,001 - $15,000 | filed 2026-07-07 |
| GMO (Jeremy Grantham) | $854.6M | 2.2% of portfolio |
| Davis Selected Advisers (Chris Davis) | $337.6M | 1.5% of portfolio |
| Renaissance Technologies | $313.5M | 0.5% of portfolio |
Projected from UNH's own SEC 8-K filing history — the year-over-year reporting pattern (~50% land the exact day, ~90% within a week). No analyst estimates, no scraped calendars, nothing invented. It upgrades to a confirmed date + time the moment UNH files its announcement.
UNH has sold off after 6 of its last 8 earnings reports.
Large earnings reactions have been common.
UNH has traded lower after most recent earnings releases.
The average is inflated by its most volatile prints (+11.2% and -27.3%).
A more typical earnings reaction has been approximately ±7.7%.
Realized close-to-close history only — no options-implied move, no analyst estimates.
| Reported | Close-to-close |
|---|---|
| 2026-04-21 | +9.3% |
| 2026-01-27 | -16.4% |
| 2025-10-28 | -2.9% |
| 2025-07-29 | -5.7% |
| 2025-04-17 | -27.3% |
| 2025-01-16 | -6.2% |
| 2024-10-15 |
Earnings dates are the company's 8-K Item 2.02 filings (SEC). Reactions from Databento EOD.
| -5.6% |
| 2024-07-16 | +11.2% |