Synchrony Financial (SYF) is a finance services company. 35 insider Form 4 filings in the last 90 days. Next earnings projected around 2026-07-21 from SYF's year-over-year reporting pattern (not yet company-confirmed). Fundamentals from SEC filings; prices are end-of-day.
EOD daily bars · delayed, not real-time · data: DatabentoCharting by TradingView Lightweight Charts™
XBRL company facts, SEC EDGAR. TTM = last four reported quarters. Valuation ratios arrive with a price source — we don't fake quotes.
Not reported in XBRL for this filer.
A plain-English read on SYF plus an auto-SWOT — built from SYF's SEC filings and market data, every point cited, nothing invented. Educational, not investment advice.
Four AI analysts — a bull, a bear, a risk manager, and a PM — debate SYF using only the SEC-filing and market facts below. Every point cites its evidence; nothing is invented. This is educational research, not investment advice.
Educational only — not financial advice. Data from SEC EDGAR public filings; no live market data is shown. Figures reflect the company's own reported XBRL facts and may lag.
| Josh GottheimerU.S. Representative · NJ-05 | SELL | $15,001 - $50,000 | filed 2026-05-19 |
Projected from SYF's own SEC 8-K filing history — the year-over-year reporting pattern (~50% land the exact day, ~90% within a week). No analyst estimates, no scraped calendars, nothing invented. It upgrades to a confirmed date + time the moment SYF files its announcement.
SYF's earnings reaction has been evenly split — 4 up, 4 down across its last 8 reports.
Earnings reactions have been moderate.
A more typical earnings reaction has been approximately ±3.7%.
Realized close-to-close history only — no options-implied move, no analyst estimates.
| Reported | Close-to-close |
|---|---|
| 2026-04-21 | +0.1% |
| 2026-01-27 | -5.3% |
| 2025-10-15 | -3.6% |
| 2025-07-22 | +3.8% |
| 2025-04-22 | +5.7% |
| 2025-01-28 | -1.6% |
| 2024-10-16 |
Earnings dates are the company's 8-K Item 2.02 filings (SEC). Reactions from Databento EOD.
| +6.4% |
| 2024-07-17 | -1.7% |