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Offerings // Synchrony Financial

SYF offering history

Every offering-related filing in Synchrony Financial’s recent SEC record — registrations (announced capacity) kept separate from pricing documents (executed sales). Reviewed 1,015 filings back to Nov 16, 2021.

Last executed offering
Jul 29, 2026
424B5 — priced deal (shares or notes)
Last registration (announced)
Jul 17, 2025
S-3ASR — capacity, not a sale
Executed, last 12 months
6
424B pricings + 8-K 3.02 sales
Registered, last 12 months
0
S-1/S-3/F-series registrations
DateFilingWhat it means
Jul 29, 2026424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jul 28, 2026424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jul 28, 2026FWPMARKETINGFree-writing prospectus — offering being marketed
Jun 3, 2026424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 2, 2026424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 2, 2026FWPMARKETINGFree-writing prospectus — offering being marketed
Feb 19, 2026424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Feb 18, 2026424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Feb 18, 2026FWPMARKETINGFree-writing prospectus — offering being marketed
Jul 25, 2025424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jul 24, 2025424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jul 24, 2025FWPMARKETINGFree-writing prospectus — offering being marketed
Jul 17, 2025S-3ASRREGISTEREDAutomatic shelf registration — effective immediately (large filers)
Mar 4, 2025424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Mar 3, 2025424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Mar 3, 2025FWPMARKETINGFree-writing prospectus — offering being marketed
Aug 1, 2024424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jul 30, 2024424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jul 30, 2024FWPMARKETINGFree-writing prospectus — offering being marketed
Feb 16, 2024424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Feb 15, 2024424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Feb 15, 2024FWPMARKETINGFree-writing prospectus — offering being marketed
Feb 1, 2023424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jan 30, 2023424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jan 30, 2023FWPMARKETINGFree-writing prospectus — offering being marketed
Jul 21, 2022S-3ASRREGISTEREDAutomatic shelf registration — effective immediately (large filers)
Jun 10, 2022424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 9, 2022FWPMARKETINGFree-writing prospectus — offering being marketed
Jun 8, 2022424B5EXECUTEDShelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
SYF offering-related filings from SEC EDGAR, newest first (capped at 40). Each links to the original document.

Two honest limits. (1) A 424B takedown can price shares or notes— EDGAR’s metadata doesn’t say which, so open the document: large investment-grade filers use these mostly for bond deals (no dilution), small-caps mostly for shares. (2) At-the-market (ATM) programs sell shares gradually and individual sales are not separately filed — the visible footprint is the enabling shelf and its 424B5; actual ATM share counts surface later in the 10-Q/10-K share count. Educational information from public filings, not investment advice.

Is a shelf active now? →Do they need money? →Red flags →Full SYF workspace →
SYF offering FAQ

When did SYF last execute an offering?

Per SEC filings, Synchrony Financial's most recent priced offering document is a 424B5 filed 2026-07-29. Note a 424B takedown can price shares or notes (debt) — the linked document says which.

When did SYF last announce or register an offering?

The most recent registration is a S-3ASR filed 2025-07-17. A registration is capacity to sell shares — not a sale.

Does an offering always mean dilution?

Registered direct offerings and shelf takedowns issue new shares and dilute existing holders. Resale registrations (424B3/B7) let existing holders sell and do not create new shares. Secondary sales by insiders also do not dilute. Each row here is labeled with what it is.