Item 2. Properties
Item 2. Properties
Our corporate
headquarters is located at 3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA 95670. As of December 31, 2021, in addition to
our corporate headquarters, which includes our Rancho Cordova branch, we operated six other branch offices in Roseville, Natomas,
Redding, Elk Grove, Chico, and Yuba City and two commercial loan production offices in Santa Rosa and Sacramento. We lease our
corporate headquarters and all of our other offices. The lease on our corporate headquarters expires in 2026, and the leases on
our branch offices and commercial loan production offices expire in 2022 through 2032. We believe that these facilities and additional
or alternative space available to us are adequate to meet our needs for the foreseeable future.
Item 3. Legal Proceedings
From time to
time, we are a party to various litigation matters incidental to the conduct of our business. We do not believe that any currently
pending legal proceedings will have a material adverse effect on our business, financial condition, or results of operations.
Item 4. Mine Safety Disclosures
Not applicable.
44
PART
II
Text extracted from the filing as submitted to EDGAR. Formatting, tables and exhibits are simplified for reading; the original document is authoritative for anything you rely on.