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All PDLB SEC filings, by type → · Earnings date & implied move · Search inside filings
Ponce Financial Group, Inc. (PDLB) is a savings institution, federally chartered company. Next earnings projected around 2026-10-23 from PDLB's year-over-year reporting pattern (not yet company-confirmed). Fundamentals from SEC filings; prices are end-of-day.
What’s behind PDLB’s latest move — the size, how unusual the volume is, and the catalyst on the tape, explained and cited to the source.
End-of-day bars · delayed, not real-time · data: Databento · studies computed in your browser from these barsCharting by TradingView Lightweight Charts™
Stage-1 growth down the side, discount rate across the top, with terminal growth at 2.5% and 10 years of stage 1. Every cell runs the same two-stage DCF as the card above, so moving a slider moves the grid.
| Growth ↓ Discount → | 7% | 8% | 9% | 10% | 11% |
|---|---|---|---|---|---|
| 4% | 58.08 | 47.31 | 39.86 | 34.41 | 30.25 |
| 6% | 68.27 | 55.31 | 46.36 | 39.83 | 34.85 |
| 8% | 80.22 | 64.66 | 53.94 | 46.13 | 40.18 |
| 10% | 94.19 | 75.57 | 62.76 | 53.44 | 46.36 |
| 12% | 110.48 | 88.27 | 73.01 | 61.92 | 53.51 |
| Growth the close implies | -8.9% | -6.8% | -4.9% | -3.1% | -1.5% |
Outlined: your current pair. Shaded: at or above the last close, 20.62 USD. The heavy line runs between the cells on either side of it.
Estimates, not targets. The DCF treats free cash flow as cash flow to equity and divides by shares (the common retail shortcut — it skips net debt and a full WACC), so it’s a sanity-check, not a valuation opinion. All inputs are from PDLB’s SEC filings; change any assumption above and the numbers update live. Educational only — not investment advice.
Not reported in XBRL for this filer.
A plain-English read on PDLB plus an auto-SWOT — built from PDLB's SEC filings and market data, every point cited, nothing invented. Educational, not investment advice.
Four AI analysts — a bull, a bear, a risk manager, and a PM — debate PDLB using only the SEC-filing and market facts below. Every point cites its evidence; nothing is invented. This is educational research, not investment advice.
Educational only — not financial advice. Data from SEC EDGAR public filings; no live market data is shown. Figures reflect the company's own reported XBRL facts and may lag.
XBRL company facts, SEC EDGAR. TTM = last four reported quarters. Valuation ratios arrive with a price source — we don't fake quotes.
Has PDLB been issuing shares? Offering history →
↓ Download the fiscal-year statement table: XLSX · CSV · revenue, income, EPS, cash flow, balance sheet · from SEC XBRL, dated
As filed. We do not recategorize line items. Each chart plots one XBRL concept exactly as PDLB tagged it: net income us-gaap:NetIncomeLoss, EPS us-gaap:EarningsPerShareDiluted, period by period; a period the company did not tag on its own is left out, not estimated. A figure that disagrees with the filing is a bug in our extraction, not a policy, and we fix it: report a mismatch.
No lawmaker has disclosed a trade in PDLB under the STOCK Act.
Projected from PDLB's own SEC 8-K filing history — the year-over-year reporting pattern (about 47% land the exact day, about 91% within a week, measured across 4,713 past reports). No analyst estimates and nothing invented, and every confirmed date links to the source it came from, so you can check it yourself. It upgrades the momentPDLB files or announces.
PDLB has rallied after 7 of its last 8 earnings reports.
Each figure is one earnings reaction — how much PDLB moved from the closing price the day before a report to the close the day after. Based on its last 8 reports.
Earnings reactions have been mild.
PDLB has traded higher after most recent earnings releases.
The average is inflated by its most volatile prints (+9.8% and -1.5%).
A more typical earnings reaction has been approximately ±1.7%.
Realized close-to-close history only — no options-implied move, no analyst estimates.
| Reported | Close-to-close |
|---|---|
| 2026-07-27 | +1.4% |
| 2026-04-24 | +0.3% |
| 2026-01-27 | +2.0% |
| 2025-10-24 | +1.9% |
| 2025-07-25 | +4.7% |
| 2025-04-25 | +9.8% |
| 2025-01-28 |
Earnings dates are the company's 8-K Item 2.02 filings (SEC). Reactions from Databento EOD.
| +0.2% |
| 2024-10-30 | -1.5% |
No tracked institution reported a position in PDLB in the latest 13F round.
Every registered fund files its complete portfolio with the SEC. These weights come from those filings, so each one carries the period it describes. Holdings are quarterly and filed in arrears — the figures below are as of 2026-06-30, not today.
| Fund | Weight | As of |
|---|---|---|
| IWM iShares Russell 2000 ETF | 0.01% | 2026-06-30 |
| ITOT iShares Core S&P Total US Stock Market ETF | <0.01% | 2026-06-30 |
| VTI Vanguard Total Stock Market ETF | <0.01% | 2026-06-30 |
Drawn from 39 large US equity funds we scan, not every fund in existence, so a missing fund means we do not scan it rather than that it holds none. Holdings are joined to tickers by issuer name, which does not resolve every position; what that misses is published.
None of the 5 estimators could run on PDLB's filings.
One estimator is a point estimate, not a range, so no band and no valuation label are published for PDLB. Below is everything that was checked, so the refusal can be read rather than taken on trust.
Nothing produced a value.
No fiscal year of price history was on record; the historical multiples need 5. No sector peer set is priced for PDLB, so sector medians could not fill the gaps.
Every refusal recorded for PDLB → · How often we decline, and why →
Every figure is from PDLB’s SEC cash-flow statement. This describes how management deployed cash last period — it is not a grade of that deployment, not a forecast, and not investment advice. Whether reinvesting, paying down debt, or returning cash was the right call depends on the return each earns, which the filings do not settle. Educational information only.
No open-market Form 4 buys or sells reported for PDLB in the last ~6 months.
1 of the 2 checks that ran found nothing new for PDLB; 1 found something. 2 could not run.
Each event check looks back 30 days from the date its own source was stored, read or generated, never from the date this page was built. A check that finds nothing is a measurement of that window, not a forecast, and a check that cannot be dated does not make the claim at all.
Head office: Bronx, New York, United States
Reincorporated: Maryland, United States → New York, United States. Its 10-K filed 2026-03-13 said Maryland; its 10-Q filed 2026-08-05 says New York. The move happened between those two filings.
EDGAR’s company directory says Maryland, United States. We show the company’s own most recent filing. The directory is a separate record, and the two can differ in either direction: a directory entry can change before the next filing shows a reincorporation, or go on showing a jurisdiction the company has left.
Source: the cover page of Ponce Financial Group, Inc.’s 10-Q filed 2026-08-05, on EDGAR. Filings checked 2026-10-25. Incorporation is where the company’s charter was filed. It is not where the business operates or earns, which no filing cover states. How this works