Build a portfolio you can leave alone

Allocation, cost, rebalancing and withdrawal — the four decisions that dominate long-run outcomes, none of which require picking a winner.

For you if: You are investing for a decade or more and want the boring version done properly.

1. 1stocks vs bondsGuide · 7 minThe trade-off everything else is a variation on
2. 2asset allocation by ageGuide · 7 minRules of thumb, and where they break
3. 3index funds vs etfsGuide · 6 minTwo wrappers around the same idea
4. 460 40 portfolio explainedGuide · 6 minThe default that most alternatives are measured against
5. 5portfolio rebalancing explainedGuide · 6 minThe one maintenance task that actually matters
6. 6the 4 percent ruleGuide · 8 minWhat the portfolio is eventually for
7. 7general investingFlashcards · 10 minConsolidate the vocabulary
8. 8monte carlo simulatorTool · 6 minYour own numbers, run across many possible sequences

Every step is a page that already existed before this path did — nothing here is a teaser for something paid, and there is no next step that asks for money. The times are rounded up on purpose: a promise about effort that flatters us would be worth less than no promise.