Offerings // UNITED COMMUNITY BANKS INC

UCB offering history

Every offering-related filing in UNITED COMMUNITY BANKS INC’s recent SEC record — registrations (announced capacity) kept separate from pricing documents (executed sales). Reviewed 1,000 filings back to Feb 12, 2016.

Last executed offering

Jun 16, 2020

424B5 — priced deal (shares or notes)

Last registration (announced)

Dec 1, 2025

S-3ASR — capacity, not a sale

Executed, last 12 months

424B pricings + 8-K 3.02 sales

Registered, last 12 months

S-1/S-3/F-series registrations

Date	Filing		What it means
Jun 10, 2026	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jun 10, 2026	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Dec 1, 2025	S-3ASR →	REGISTERED	Automatic shelf registration — effective immediately (large filers)
Feb 7, 2025	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Feb 6, 2025	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Feb 6, 2025	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Apr 24, 2023	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Apr 24, 2023	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Dec 14, 2022	S-3ASR →	REGISTERED	Automatic shelf registration — effective immediately (large filers)
Jul 12, 2022	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jul 5, 2022	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Oct 22, 2021	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Oct 22, 2021	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Aug 6, 2021	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Aug 6, 2021	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jun 16, 2020	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 12, 2020	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 12, 2020	FWP →	MARKETING	Free-writing prospectus — offering being marketed
Jun 5, 2020	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 3, 2020	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jun 3, 2020	FWP →	MARKETING	Free-writing prospectus — offering being marketed
May 12, 2020	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 11, 2020	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Apr 20, 2018	S-3ASR →	REGISTERED	Automatic shelf registration — effective immediately (large filers)
Apr 20, 2018	424B7 →	UPDATE	Resale prospectus — existing holders registering to sell
Feb 2, 2018	424B7 →	UPDATE	Resale prospectus — existing holders registering to sell
Jan 12, 2018	424B2 →	EXECUTED	Prospectus supplement priced — shares or notes (large filers: often a bond deal)
Jan 10, 2018	FWP →	MARKETING	Free-writing prospectus — offering being marketed
Jan 9, 2018	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Sep 19, 2017	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Sep 19, 2017	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jun 16, 2017	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jun 16, 2017	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
May 4, 2016	424B7 →	UPDATE	Resale prospectus — existing holders registering to sell
May 3, 2016	424B7 →	UPDATE	Resale prospectus — existing holders registering to sell
May 2, 2016	FWP →	MARKETING	Free-writing prospectus — offering being marketed

UCB offering-related filings from SEC EDGAR, newest first (capped at 40). Each links to the original document.

Two honest limits. (1) A 424B takedown can price shares or notes— EDGAR’s metadata doesn’t say which, so open the document: large investment-grade filers use these mostly for bond deals (no dilution), small-caps mostly for shares. (2) At-the-market (ATM) programs sell shares gradually and individual sales are not separately filed — the visible footprint is the enabling shelf and its 424B5; actual ATM share counts surface later in the 10-Q/10-K share count. Educational information from public filings, not investment advice.

Is a shelf active now? →Do they need money? →Red flags →Full UCB workspace →

UCB offering FAQ

When did UCB last execute an offering?

Per SEC filings, UNITED COMMUNITY BANKS INC's most recent priced offering document is a 424B5 filed 2020-06-16. Note a 424B takedown can price shares or notes (debt) — the linked document says which.

When did UCB last announce or register an offering?

The most recent registration is a S-3ASR filed 2025-12-01. A registration is capacity to sell shares — not a sale.

Does an offering always mean dilution?

Registered direct offerings and shelf takedowns issue new shares and dilute existing holders. Resale registrations (424B3/B7) let existing holders sell and do not create new shares. Secondary sales by insiders also do not dilute. Each row here is labeled with what it is.