Offerings // UNITED COMMUNITY BANKS INC

UCB offering history

Every offering-related filing in UNITED COMMUNITY BANKS INC’s recent SEC record — registrations (announced capacity) kept separate from pricing documents (executed sales). Reviewed 1,000 filings back to May 4, 2016.

Last executed offering

Jun 16, 2020

424B5 — priced deal (shares or notes)

Last registration (announced)

Dec 1, 2025

S-3ASR — capacity, not a sale

Executed, last 12 months

424B pricings + 8-K 3.02 sales

Registered, last 12 months

S-1/S-3/F-series registrations

Date	Filing		What it means
Jun 10, 2026	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jun 10, 2026	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Dec 1, 2025	S-3ASR →	REGISTERED	Automatic shelf registration — effective immediately (large filers)
Feb 7, 2025	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Feb 6, 2025	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Feb 6, 2025	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Apr 24, 2023	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Apr 24, 2023	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Dec 14, 2022	S-3ASR →	REGISTERED	Automatic shelf registration — effective immediately (large filers)
Jul 12, 2022	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jul 5, 2022	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Oct 22, 2021	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Oct 22, 2021	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Aug 6, 2021	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Aug 6, 2021	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jun 16, 2020	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 12, 2020	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 12, 2020	FWP →	MARKETING	Free-writing prospectus — offering being marketed
Jun 5, 2020	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 3, 2020	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jun 3, 2020	FWP →	MARKETING	Free-writing prospectus — offering being marketed
May 12, 2020	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 11, 2020	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Apr 20, 2018	S-3ASR →	REGISTERED	Automatic shelf registration — effective immediately (large filers)
Apr 20, 2018	424B7 →	UPDATE	Resale prospectus — existing holders registering to sell
Feb 2, 2018	424B7 →	UPDATE	Resale prospectus — existing holders registering to sell
Jan 12, 2018	424B2 →	EXECUTED	Prospectus supplement priced — shares or notes (large filers: often a bond deal)
Jan 10, 2018	FWP →	MARKETING	Free-writing prospectus — offering being marketed
Jan 9, 2018	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Sep 19, 2017	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Sep 19, 2017	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jun 16, 2017	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jun 16, 2017	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
May 4, 2016	424B7 →	UPDATE	Resale prospectus — existing holders registering to sell

UCB offering-related filings from SEC EDGAR, newest first (capped at 40). Each links to the original document.

Two honest limits. (1) A 424B takedown can price shares or notes — EDGAR’s metadata doesn’t say which, so open the document: large investment-grade filers use these mostly for bond deals (no dilution), small-caps mostly for shares. (2) At-the-market (ATM) programs sell shares gradually and individual sales are not separately filed — the visible footprint is the enabling shelf and its 424B5; actual ATM share counts surface later in the 10-Q/10-K share count. Educational information from public filings, not investment advice.

Is a shelf active now? →Do they need money? →Red flags →Full UCB workspace →

UCB offering FAQ

When did UCB last execute an offering?

Per SEC filings, UNITED COMMUNITY BANKS INC's most recent priced offering document is a 424B5 filed 2020-06-16. Note a 424B takedown can price shares or notes (debt) — the linked document says which.

When did UCB last announce or register an offering?

The most recent registration is a S-3ASR filed 2025-12-01. A registration is capacity to sell shares — not a sale.

Does an offering always mean dilution?

Registered direct offerings and shelf takedowns issue new shares and dilute existing holders. Resale registrations (424B3/B7) let existing holders sell and do not create new shares. Secondary sales by insiders also do not dilute. Each row here is labeled with what it is.

Free to use. No account, no card.