Offerings // CHOICEONE FINANCIAL SERVICES INC

COFS offering history

Every offering-related filing in CHOICEONE FINANCIAL SERVICES INC’s recent SEC record — registrations (announced capacity) kept separate from pricing documents (executed sales). Reviewed 1,001 filings back to Jan 28, 2016.

Last executed offering

Jul 26, 2024

424B5 — priced deal (shares or notes)

Last registration (announced)

May 22, 2026

S-3 — capacity, not a sale

Executed, last 12 months

424B pricings + 8-K 3.02 sales

Registered, last 12 months

S-1/S-3/F-series registrations

Date	Filing		What it means
Jun 18, 2026	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jun 18, 2026	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
May 22, 2026	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Oct 22, 2024	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Oct 18, 2024	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jul 26, 2024	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jul 25, 2024	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 20, 2023	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jun 1, 2023	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
May 8, 2020	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 1, 2020	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Aug 8, 2019	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Aug 7, 2019	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin

COFS offering-related filings from SEC EDGAR, newest first (capped at 40). Each links to the original document.

Two honest limits. (1) A 424B takedown can price shares or notes — EDGAR’s metadata doesn’t say which, so open the document: large investment-grade filers use these mostly for bond deals (no dilution), small-caps mostly for shares. (2) At-the-market (ATM) programs sell shares gradually and individual sales are not separately filed — the visible footprint is the enabling shelf and its 424B5; actual ATM share counts surface later in the 10-Q/10-K share count. Educational information from public filings, not investment advice.

Is a shelf active now? →Do they need money? →Red flags →Full COFS workspace →

COFS offering FAQ

When did COFS last execute an offering?

Per SEC filings, CHOICEONE FINANCIAL SERVICES INC's most recent priced offering document is a 424B5 filed 2024-07-26. Note a 424B takedown can price shares or notes (debt) — the linked document says which.

When did COFS last announce or register an offering?

The most recent registration is a S-3 filed 2026-05-22. A registration is capacity to sell shares — not a sale.

Does an offering always mean dilution?

Registered direct offerings and shelf takedowns issue new shares and dilute existing holders. Resale registrations (424B3/B7) let existing holders sell and do not create new shares. Secondary sales by insiders also do not dilute. Each row here is labeled with what it is.

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