WORLD ACCEPTANCE CORP 10-Q

Item 5. Other Information During the quarter ended June 30, 2026, none of our directors or officers (as defined in Rule 16a-1(f) promulgated under the Exchange Act) adopted , modified or terminated any “Rule 10b5-1 trading arrangements” or “non-Rule 10b5-1 trading arrangements” (each as defined in Item 408(c) of Regulation S-K). Item 6. Exhibits 52 Table of Contents Exhibit Number Exhibit Description Filed Herewith Incorporated by Reference Form or Registration Number Exhibit Filing Date 3.01 Second Amended and Restated Articles of Incorporation of World Acceptance Corporation, as amended S-8 3.1 07-29-03 3.02 Eighth Amended and Restated Bylaws of World Acceptance Corporation 10-Q 3.01 11-08-18 10.1 Consent and Limited Modification to Fixed Charge Ratio, dated as of May 22, 2026, among World Acceptance Corporation, Bank of Montreal, as Administrative Agent and Collateral Agent, and the Required Lenders party thereto 8-K 10.1 05-26-26 10.2 Accordion Increase, dated June 29, 2026, among World Acceptance Corporation, Investar Bank, National Association, and Bank of Montreal, as Administrative Agent and Collateral Agent 8-K 10.1 07-01-26 10.3 R e volving Cred it Note, dated June 2 9, 2026, issued by World Acceptance Corporation in fa v or of Investar Bank, National Association 8-K 10.2 7/1/2026 10.4+ Separation Agreement, dated April 13, 2026, by and between R. Chad Prashad and World Acceptance Corporation 8-K 10.1 4/15/2026 10.5+ Employment Agreement, dated April 13, 2026, by and between Janet L. Matricciani and World Acceptances Corporation 8-K 10.2 04-15-26 31.01 Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer * 31.02 Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer * 32.01 Section 1350 Certification of Chief Executive Officer * 32.02 Section 1350 Certification of Chief Financial and Strategy Officer * 101.01 The following materials from the Company's Quarterly Report for the fiscal quarter ended June 30, 2026, formatted in Inline XBRL: * (i) Consolidated Balance Sheets as of June 30, 2026 and March 31, 2026; (ii) Consolidated Statements of Operations for the three months ended June 30, 2026 and June 30, 2025; (iii) Consolidated Statements of Shareholders' Equity for the three months ended June 30, 2026 and June 30, 2025; (iv) Consolidated Statements of Cash Flows for the three months ended June 30, 2026 and June 30, 2025; and (v) Notes to the Consolidated Financial Statements. 104.01 Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) * * Filed herewith. + Management Contract or other compensatory plan required to be filed under Item 6 of this report and Item 601 of Regulation S-K of the Securities and Exchange Commission. 53 Table of Contents SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. WORLD ACCEPTANCE CORPORATION By: /s/ Scott McIntyre Scott McIntyre Senior Vice President of Accounting Signing on behalf of the registrant and as principal accounting officer Date: August 6, 2026 54