WORLD ACCEPTANCE CORP 10-Q

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds The Company's credit agreements contain certain limits on share repurchases. See “Management’s Discussion and Analysis of Financial Condition and Results of Operations – Liquidity and Capital Resources." On July 22, 2025, the Board of Directors authorized the Company to repurchase up to $100.0 million of the Company’s outstanding common stock, inclusive of the amount that remained available for repurchase under prior repurchase authorizations. As of December 31, 2025, the Company had $18.4 million in aggregate remaining repurchase capacity under its current share repurchase program. The timing and actual number of shares repurchased will depend on a variety of factors, including the stock price, corporate and regulatory requirements, available funds, alternative uses of capital, restrictions under the Revolving Credit Agreement, and other market and economic conditions. The Company’s stock repurchase program may be suspended or discontinued at any time. The repurchase authorization does not have a stated expiration date. The following table details purchases of the Company's common stock, if any, made by the Company during the three months ended December 31, 2025: (a) Total number of shares purchased (b) Average price paid per share (c) Total number of shares purchased as part of publicly announced plans or programs (d) Approximate dollar value of shares that may yet be purchased under the plans or programs October 1 through October 31, 2025 28,552 $ 174.79 28,552 $ 28,381,062 November 1 through November 30, 2025 74,007 135.10 74,007 18,382,978 December 1 through December 31, 2025 — — — 18,382,978 Total for the quarter 102,559 $ 146.15 102,559 Item 3. Defaults Upon Senior Securities None. Item 4. Mine Safety Disclosures Not applicable.