SECURITY NATIONAL FINANCIAL CORP 10-K

Item 2. Properties (Continued) Street City State Function Owned / Leased Approximate Square Footage Lease Amount Expiration 900 Cricle 75 Parkway, Ste 175 Atlanta GA Mortgage Sales Leased 3,020 $ 6,156 / mo 6/30/2026 6600 Peachtree Dunwoody Rd, Ste 135 Atlanta GA Mortgage Sales Leased 2,129 $ 4,843 / mo 3/31/2026 102 Mary Alice Park Road Suite 506 Cummings GA Mortgage Sales Leased 1,190 $ 1,813 / mo 12/31/2023 4370 Kukui Grove St., Suite 201 Lihue HI Mortgage Sales Leased 864 $ 1,498 / mo 2/28/2025 1001 Kamokila Blvd. Kapolei HI Mortgage Sales Leased 737 $ 1,759 / mo 12/31/2025 32 Kinoole St. Suite 101, Hilo HI Hilo HI Mortgage Sales Leased 730 $ 1,795 / mo 5/31/2023 1885 Main Street #108 Wailuku HI Mortgage Sales Leased 1,092 $ 1,602 / mo 5/14/2023 677 Ala Moana Blvd. Suite 609 Honolulu HI Mortgage Sales Leased 716 $ 2,076 / mo 1/31/2024 970 No Kalaheo Ave, Kailua, Suite A307, HI 96734 Kailua HI Mortgage Sales Leased 510 $ 1,173 / mo 5/31/2023 70 Kanoa Street Suite #140 Wailuku HI Mortgage Sales Leased UNK $ 300 / mo month to month 315 Cece Way Mccall ID Mortgage Sales Leased 100 $ - / mo month to month 4622 Gap Creek Avenue Caldwell ID Mortgage Sales Leased 100 $ - / mo month to month 802 West Bartlett Road Bartlett IL Mortgage Sales Leased 2300 $ 6,000 / mo 12/31/2023 568 Greenluster Dr. Covington LA Mortgage Sales Leased 150 $ 750 / mo month to month 81 Boulder Drive, Elizabethtown KY Mortgage Sales Leased 100 $ - / mo month to month 8684 Veterans Hwy, Ste 101 Millersville MD Mortgage Sales Leased 4,018 $ 6,725 / mo 7/31/2026 4987 Fall Creek Rd. Suite 1 Branson MO Mortgage Sales Leased 700 $ 1,000 / mo month to month 4700 Homewood Ct #260 Raleigh NC Mortgage Sales Leased 2,339 $ 5,353 / mo 2/28/2025 2015 Ayrsley Town Blvd, Suite 202-#256 & 258, Charlotte NC Mortgage Sales Leased UNK $ 2,003 / mo month to month 3115 Boone Trail Fayetteville NC Mortgage Sales Leased 1,000 $ 3,000 / mo month to month 2602 Camino Plata Loop NE Rio Rancho NM Mortgage Sales Leased 100 $ - / mo month to month 1980 Festival Plaza Dr., Suite 850 Las Vegas NV Mortgage Sales Leased 12,866 $ 45,031 / mo 3/31/2027 840 Pinnacle Ct., Suite 3 Mesquite NV Mortgage Sales Leased 900 $ 720 / mo 3/12/2022 2635 St. Rose Pkwy, Suites D 100, 110, 120 Hendeson NV Mortgage Sales Leased 5,788 $ 12,281 / mo 9/30/2025 8720 Orion Place, Suite 160 Colombus OH Mortgage Sales Leased 1,973 $ 1,809 / mo 6/30/2023 3311 NE MLK Jr Blvd., Suite 203 Portland OR Mortgage Sales Leased 1,400 $ 875 / mo month to month 10365 SE Sunnyside Rd., Suite 310 Clackamus OR Mortgage Sales Leased 1,288 $ 2,815 / mo 11/30/2024 11104 SE Stark St., Suite S Portland OR Mortgage Sales Sub-Leased 506 $ 600 / mo month to month 11592 SW Roundup Place Terrebonne OR Mortgage Sales Leased 100 $ - / mo month to month 110 Awendaw Way, Greenville SC Mortgage Sales Leased 50 $ - / mo month to month 6263 Poplar Ave., Suite 900 Memphis TN Mortgage Sales Leased 1,680 $ 2,028 / mo 3/31/2023 144 Alf Taylor Rd. Johnson City TN Mortgage Sales Sub-Leased 1,521 $ 800 / mo month to month 347 Main St., Suite 200 Franklin TN Mortgage Sales Leased 2,444 $ 6,050 / mo 8/31/2025 820 N Church Street, Livingston TN Mortgage Sales Leased 1,050 $ 700 / mo month to month 3027 Marina Bay Dr., Suite 200 League City TX Mortgage Sales Leased 1,225 $ 2,450 / mo 4/30/2023 11550 Fuqua, Suite 200 Houston TX Mortgage Sales Leased 1,865 $ 3,264 / mo 4/30/2024 1848 Norwood Plaza, Suite 213 Hurst TX Mortgage Sales Sub-Leased 1,596 $ 1,031 / mo month to month 17347 Village Green Dr., Suite 102 Houston TX Mortgage Sales Sub-Leased 3,300 $ 8,970 / mo 12/1/2024 9737 Great Hills Trail, Suites 150, 200, 220 Austin TX Mortgage Sales Leased 19,891 $ 40,696 / mo month to month 1213 East Alton Gloor Blvd., Suite H Brownsville TX Mortgage Sales Leased 2,000 $ 2,310 / mo 2/28/2024 5020 Collinwood Ave., Suite 100 Fort Worth TX Mortgage Sales Leased 2,687 $ 5,400 / mo 1/31/2025 2408 Jacaman Road, Suite F Laredo TX Mortgage Sales Leased UNK $ 945 / mo 6/1/2023 1900 Country Club Dr., Suite 150 Mansfield TX Mortgage Sales Leased 175 $ 325 / mo month to month 3220 Gus Thomasson Rd. Mesquite TX Mortgage Sales Sub-Leased 130 $ 1,000 / mo month to month 722 Kiowa Dr. West Lake Kiowa TX Mortgage Sales Leased 150 $ 495 / mo month to month 124 N. Main St. Mansfield TX Mortgage Sales Sub-Leased 100 $ 3,000 / mo month to month 4411 W. Illinois, Suite B-4 Midland TX Mortgage Sales Sub-Leased 100 $ 1,700 / mo month to month 23227 Red River Drive Katy TX Mortgage Sales Leased 144 $ 750 / mo month to month 6401 Eldorado Pkwy, Ste 313 Mckinnney TX Mortgage Sales Sub-Leased 345 $ 827 / mo month to month 10000 North Central Expressway, Ste 400 Dallas TX Mortgage Sales Leased 200 $ 749 / mo 7/31/2023 5707 Cold Springs Drive San Antonio TX Mortgage Sales Leased 100 $ - / mo month to month 12258 Queenston Blvd, Suite A Houston TX Mortgage Sales Leased 1,300 $ 4,000 / mo month to month 825 Fairmont Parkway, Suite 100 Pasadena TX Mortgage Sales Leased 3,052 $ 3,000 / mo month to month 4500 1-40 West, Suite B Amarillo TX Mortgage Sales Leased 1,238 $ 1,600 / mo 11/30/2023 11525 S. Fry Road #106 Fulshear TX Mortgage Sales Leased UNK $ 800 / mo month to month 30417 Fifth Street Suite B Fulshear TX Mortgage Sales Leased 1,000 $ 1,000 / mo month to month 1526 Katy Gap Road Units 503 & 504 Katy TX Mortgage Sales Leased 2,400 $ 5,390 / mo 2/29/2024 105 Hunters Lane, Suite 106 Friendswood TX Mortgage Sales Leased UNK $ 3,750 / mo 12/31/2023 590 W. State Street Pleasant Grove UT Mortgage Sales Leased 250 $ 500 / mo month to month 126 W. Sego Lily Dr., Suite 126 Sandy UT Mortgage Sales Leased 2,794 $ 6,781 / mo 1/31/2027 75 Towne Ridge Parkway, Suite 100 Sandy UT Mortgage Sales Leased 6,867 $ 17,712 / mo 8/31/2023 1133 North Main St., Suite 150 Layton UT Mortgage Sales Sub-Leased 300 $ 1,000 / mo month to month 12 Item 2. Properties (Continued) Street City State Function Owned / Leased Approximate Square Footage Lease Amount Expiration 497 S. Main Ephraim UT Mortgage Sales Leased 1,884 $ 1,600 / mo 4/30/2025 11240 S. River Heights Dr. South Jordan UT Mortgage Sales Leased 3,403 $ 8,212 / mo 11/30/2024 500 East Village Blvd. Stansbury Park UT Mortgage Sales Leased 1,950 $ 3,374 / mo 10/31/2024 833 N. 900 W. Orem UT Mortgage Sales Leased 2,391 $ 3,198 / mo 1/31/2023 1350 E. 300 S. 3rd Floor Lehi UT Mortgage Sales Leased 15,446 $ 37,276 / mo 12/22/2026 2455 E. Parleys Way, Suites 120 & 150 Salt Lake City UT Mortgage Sales Leased 5,256 $ 8,743 / mo 7/31/2030 859 W South Jordan Pkwy, Suite 101, South Jordan UT Mortgage Sales Leased 3,376 $ 5,995 / mo 5/30/2025 558 E. Riverside Dr., Suite 204 St. George UT Mortgage Sales Leased 1,685 $ 2,235 / mo 8/31/2023 420 N. SR 198 Salem UT Mortgage Sales Leased 1,000 $ 1,200 / mo month to month 768 S. 1600 W., Suite B Mapleton UT Mortgage Sales Leased 1,500 $ 4,000 / mo month to month 21430 Cedar Dr., Suite 200-202 Sterling VA Mortgage Sales Leased 6,850 $ 15,970 / mo 3/9/2024 15640 NE Fourth Plain Blvd., Suite 220/221 Vancouver WA Mortgage Sales Leased 360 $ 850 / mo month to month 2701 Currant St. Lynden WA Mortgage Sales Leased 1,500 $ 50 / mo month to month 1508 24th Ave., Suite 23 Kenosha WI Mortgage Sales Leased 250 $ 150 / mo month to month 27903 99th St. Trevor WI Mortgage Sales Leased 300 $ 150 / mo month to month 219 W. Washington St. Charlestown WV Mortgage Sales Leased 2,430 $ 1,700 / mo 4/14/2023 The Company believes the office facilities it occupies are in good operating condition and adequate for current operations. The Company plans to enter into additional leases or modify existing leases based on its assessments of market demand. Those leases are expected to be month to month where possible. As leases expire, the Company plans to either renew or find comparable leases or acquire additional office space. 13 Item 2. Properties (Continued) The following table summarizes the location and acreage of the seven Company owned cemeteries, each of which includes one or more mausoleums: Net Saleable Acreage Name of Cemetery Location Date Acquired Developed Acreage (1) Total Acreage (1) Acres Sold as Cemetery Spaces (2) Total Available Acreage (1) Memorial Estates, Inc. Lakeview Cemetery 1640 East Lakeview Drive Bountiful, Utah 1973 9 39 8 31 Memorial Estates, Inc. Mountain View Cemetery 3115 East 7800 South Salt Lake City, Utah 1973 26 54 20 34 Memorial Estates, Inc. Redwood Cemetery (3) 6500 South Redwood Road West Jordan, Utah 1973 28 71 35 36 Deseret Memorial Inc. Lake Hills Cemetery 10055 South State Street Sandy, Utah 1991 9 28 6 22 Holladay Memorial Park, Inc. Holladay Memorial Park (3) 4900 South Memory Lane Holladay, Utah 1991 12 14 7 7 California Memorial Estates, Inc. Singing Hills Memorial Park (4) 2800 Dehesa Road El Cajon, California 1995 8 97 6 91 SNR-SF Cemetery LLC Santa Fe Memorial Gardens (5) 417 Rodeo Rd Santa Fe, New Mexico 2021 5 5 4 1 (1) The acreage represents estimates of acres that are based upon survey reports, title reports, appraisal reports, or the Company’s inspection of the cemeteries. The Company estimates that there are approximately 1,200 spaces per developed acre. (2) Includes both reserved and occupied spaces. (3) Includes two granite mausoleums. (4) Includes an open easement. (5) Includes five main columbariums that can hold approximately 6,000 inurnments. 14 Item 2. Properties (Continued) The following table summarizes the location, square footage and the number of viewing rooms and chapels of the twelve Company owned mortuaries: Name of Mortuary Location Date Acquired Viewing Room(s) Chapel(s) Square Footage Memorial Mortuary, Inc. Memorial Mortuary 5850 South 900 East, Murray, Utah 1973 3 1 20,000 Affordable Funerals and Cremations, St. George 157 East Riverside Dr., No. 3A, St. George, Utah 2016 1 1 2,360 Memorial Estates, Inc. Redwood Mortuary (1) 6500 South Redwood Rd., West Jordan, Utah 1973 2 1 10,000 Memorial Estates, Inc. Mountain View Mortuary (1) 3115 East 7800 South, Salt Lake City, Utah 1973 2 1 16,000 Memorial Estates, Inc. Lakeview Mortuary (1) 1640 East Lakeview Dr., Bountiful, Utah 1973 0 1 5,500 Deseret Memorial Inc. Lakehills Mortuary (1) 10055 South State St., Sandy, Utah 1991 2 1 18,000 Cottonwood Mortuary, Inc. Cottonwood Mortuary 4670 South Highland Dr., Holladay, Utah 1991 2 1 14,500 SN Probst LLC Heber Valley Funeral Home 288 North Main St., Heber City, Utah 2019 1 1 5,900 SN Holbrook LLC Milcreek Funeral Home 3251 S 2300 E, Millcreek, Utah 2021 2 1 6,300 SNR-SF Mortuary LLC Rivera Family Funeral Home Santa Fe (1) 417 Rodeo RD, Santa Fe, New Mexico 2021 2 1 7,700 SNR-Espanola LLC Rivera Family Funeral Home Española 305 Calle Salazar, Española, New Mexico 2021 1 2 10,400 SNR-Taos LLC Rivera Family Funeral Home Taos 818 Paseo Del Pueblo Sur, Taos, New Mexico 2021 0 1 9,600 (1) These funeral homes also provide burial niches at their respective locations. 15 Item 3. Legal Proceedings The Company is not a party to any material legal proceedings outside the ordinary course of business or to any other legal proceedings, which if adversely determined, would be expected to have a material adverse effect on its financial condition or results of operation. Item 4. Mine Safety Disclosures Not applicable. PART II