SECURITY NATIONAL FINANCIAL CORP 10-K

Item 2. Properties The following table sets forth the location of the Company’s office facilities and certain other information relating to these properties. Street City State Function Owned / Leased Approximate Square Footage Lease Amount Expiration 121 W. Election Rd., Suite 100 Draper UT Corporate Headquarters Owned 14,145 N/A N/A 5201 S. Green St. Salt Lake City UT Mortgage and Insurance Operations Owned 28,448 N/A N/A 1044 River Oaks Dr. Flowood MS Insurance Operations Owned 5,522 N/A N/A 1818 Marshall St. Shreveport LA Insurance Operations Owned 12,274 N/A N/A 812 Sheppard St. Minden LA Insurance Sales Owned 1,560 N/A N/A 909 Foisy Ave. Alexandria LA Insurance Sales Owned 8,059 N/A N/A 1550 N. Third St. Jena LA Insurance Sales Owned 1,737 N/A N/A 4455 South 700 East Salt Lake City UT Insurance Operations Leased 16,134 $ 23,196 / mo 6/30/2021 1 Sanctuary Blvd. Suite 302A Mandeville LA Insurance Sales Leased 1,337 $ 2,196 / mo 6/30/2023 79 E. Main Street Midway UT Funeral Service Sales Leased 4,476 $ 5,304 / mo 10/31/2022 200 Market Way Rainbow City AL Fast Funding Operations Leased 12,850 $ 10,490 / mo 1/31/2025 6000 Pelham Rd. Greenville SC Fast Funding Operations Leased 4,483 $ 4,233 / mo 8/31/2022 199 Deauville Dr. Maumelle AR Mortgage Sales Leased 50 $ 100 mo month to month 1819 S. Dobson Rd., Suite 202/203 Mesa AZ Mortgage Sales Leased 2,397 $ 1,633 / mo 7/31/2021 17015 N. Scottsdale Rd., Suite 125 Scottsdale AZ Mortgage Sales Leased 6,070 $ 7,130 / mo 7/31/2023 4725 N. 19th Ave. Phoenix AZ Mortgage Sales Leased 1,480 $ 1,700 / mo month to month 5100 N. 99th Ave., Suite 101/103 Phoenix AZ Mortgage Sales Sub-Leased 3,940 $ 5,348 / mo month to month 5100 N. 99th Ave., Suite 111 Phoenix AZ Mortgage Sales Sub-Leased 720 $ 1,023 / mo 8/31/2022 10609 N. Hayden Rd., Suite 100 Scottsdale AZ Mortgage Sales Leased 3,585 $ 8,500 / mo month to month 11225 N. 28th Dr., #C-200 Phoenix AZ Mortgage Sales Leased 1,031 $ 2,000 / mo month to month 1819 Dobson Rd., Suite 202 Mesa AZ Mortgage Sales Leased 890 $ 964 / mo 7/31/2021 2828 N. Central Ave., Suite 1100A Phoenix AZ Mortgage Sales Sub-Leased 1,691 $ 4,859 / mo month to month 2777 S. Arizona Ave., Suite 3169 Chandler AZ Mortgage Sales Leased 100 $ 100 / mo month to month 1490 S. Price Road, Suite 318 Chandler AZ Mortgage Sales Leased 1,600 $ 3,050 / mo 8/31/2021 2436 E. 4th St., Suite 920 Long Beach CA Mortgage Sales Leased 100 $ 100 / mo month to month 40977 Oak Dr. Forest Falls CA Mortgage Sales Leased 250 $ - / mo month to month 2934 E. Garvey Ave. South, Suite 250 West Covina CA Mortgage Sales Leased 500 $ 712 / mo month to month 1910 Union St., Suite 2020 Anaheim CA Mortgage Sales Sub-Leased 100 $ 100 / mo month to month 573 Chouinard Cir. Claremont CA Mortgage Sales Leased 100 $ 50 / mo month to month 7398 Fox Trail Unit B Yucca Valley CA Mortgage Sales Leased 900 $ 550 / mo month to month 26511 Silver Spring Lake Forest CA Mortgage Sales Leased 100 $ 50 / mo month to month 18647 Marimba St. Rowland Heights CA Mortgage Sales Leased 100 $ 50 / mo month to month 2325 El Empino La Habra Heights CA Mortgage Sales Leased 100 $ 50 / mo month to month 445 W. University Ave., Apt. A San Deigo CA Mortgage Sales Leased 120 $ - / mo month to month 5475 Tech Center Dr., Suite 100 Colorado Springs CO Mortgage Sales Leased 3,424 $ 4,565 / mo 9/30/2023 8480 E. Orchard Rd., Suite 4200 Greenwood Village CO Mortgage Sales Leased 4,631 $ 10,227 / mo 5/31/2021 1120 W. 122nd Ave., Suite 104 Denver CO Mortgage Sales Leased 2,088 $ 3,828 / mo 10/31/2021 27 Main St., Suite C-104B Edwards CO Mortgage Sales Leased 680 $ 1,600 / mo month to month 4501 Mohawk Dr. Larkspur CO Mortgage Sales Leased 250 $ 50 / mo month to month 7800 E. Union Ave., Suite 550 Denver CO Mortgage Sales Sub-Leased 4,656 $ 9,312 / mo 9/30/2022 1145 Town Park Ave., Suite 2215 Lake Mary FL Mortgage Sales Leased 5,901 $ 12,835 / mo 2/28/2023 8191 College Parkway, Suite 201 Ft Myers FL Mortgage Sales Leased 4,676 $ 4,006 / mo 8/21/2021 1545 S. Belcher Rd., Suite B Clearwater FL Mortgage Sales Leased 100 $ 1,573 / mo month to month 3180 Curlew Rd. Unit 107 Oldsmar FL Mortgage Sales Leased 1,705 $ 2,707 / mo 2/14/2023 113th St. N. and 82nd Ave. N. Seminole FL Mortgage Sales Leased 1,400 $ 1,692 / mo 8/31/2023 136 Parliament Loop Lake Mary FL Mortgage Sales Leased 1,527 $ 3,100 / mo 11/30/2022 6456 Cypressdale Dr., Unit 102 Riverview FL Mortgage Sales Leased 50 $ - / mo month to month 800 Avalon Blvd., Suite 100 Alpharetta GA Mortgage Sales Sub-Leased 1,000 $ 841 / mo month to month 106 A Adamson Square Carrolton GA Mortgage Sales Leased 1,000 $ 1,550 / mo 10/31/2021 4370 Kukui Grove St., Suite 201 Lihue HI Mortgage Sales Leased 864 $ 1,412 / mo 2/28/2022 1001 Kamokila Blvd. Kapolei HI Mortgage Sales Leased 737 $ 1,708 / mo 12/31/2022 116 N. 3rd St., Suite 12 Mccall ID Mortgage Sales Leased 480 $ 466 / mo month to month 9963 Crosspoint Blvd Suites 101/102 Indianapolis IN Mortgage Sales Leased 1,350 $ 1,570 / mo month to month 1739 E. Michigan St. Indianapolis IN Mortgage Sales Leased 200 $ 100 / mo month to month 568 Greenluster Dr. Covington LA Mortgage Sales Leased 150 $ 750 / mo month to month 3828 Veterans Blvd., Suite 101 Metairie LA Mortgage Sales Sub-Leased 80 $ 350 / mo 6/30/2021 8530 Veterans Hwy Millersville MD Mortgage Sales Leased 4,000 $ 6,000 / mo 4/30/2021 4987 Fall Creek Rd. Suite 1 Branson MO Mortgage Sales Leased 700 $ 1,000 / mo month to month 330 Camp Rd., Suite B-39 Charlotte NC Mortgage Sales Leased N/A $ 650 / mo month to month 1980 Festival Plaza Dr., Suite 850 Las Vegas NV Mortgage Sales Leased 12,866 $ 44,902 / mo 10/31/2021 12 Item 2. Properties (Continued) Street City State Function Owned / Leased Approximate Square Footage Lease Amount Expiration 840 Pinnacle Ct., Suite 3 Mesquite NV Mortgage Sales Leased 900 $ 720 / mo 3/12/2022 2635 St. Rose Pkwy, Suites D 100, 110, 120 Hendeson NV Mortgage Sales Leased 5,788 $ 11,576 / mo 9/30/2025 8720 Orion Place, Suite 160 Colombus OH Mortgage Sales Leased 1,973 $ 1,809 / mo 6/30/2023 4294 Martin Dr. North Olmstead OH Mortgage Sales Leased 100 $ - / mo month to month 3311 NE MLK Jr Blvd., Suite 203 Portland OR Mortgage Sales Leased 1,400 $ 875 / mo month to month 10365 SE Sunnyside Rd., Suite 310 Clackamus OR Mortgage Sales Leased 1,288 $ 2,653 / mo 11/30/2022 11104 SE Stark St., Suite S Portland OR Mortgage Sales Sub-Leased 506 $ 600 / mo month to month 8285 SW Numbus, Suite 160 Beaverton OR Mortgage Sales Sub-Leased 800 $ 888 / mo month to month 13 Park Shore Dr. North Columbia SC Mortgage Sales Leased 50 $ 100 / mo month to month 6263 Poplar Ave., Suite 900 Memphis TN Mortgage Sales Leased 1,680 $ 1,921 / mo 3/31/2022 144 Alf Taylor Rd. Johnson City TN Mortgage Sales Sub-Leased 1,521 $ 800 / mo month to month 347 Main St., Suite 200 Franklin TN Mortgage Sales Leased 2,444 $ 5,703 / mo 8/31/2025 3027 Marina Bay Dr., Suite 200 League City TX Mortgage Sales Leased 1,225 $ 2,246 / mo 4/30/2023 11550 Fuqua, Suite 200 Houston TX Mortgage Sales Leased 1,865 $ 3,575 / mo 4/30/2021 1848 Norwood Plaza, Suite 213 Hurst TX Mortgage Sales Sub-Leased 1,596 $ 1,031 / mo month to month 17347 Village Green Dr., Suite 102 Houston TX Mortgage Sales Sub-Leased 3,300 $ 8,970 / mo 12/1/2024 1626 Lee Trevino, Suite A El Paso TX Mortgage Sales Leased 4,200 $ 7,853 / mo 12/31/2022 9737 Great Hills Trail, Suites 150, 200, 220 Austin TX Mortgage Sales Leased 19,891 $ 37,710 / mo 8/31/2024 1213 East Alton Gloor Blvd., Suite H Brownsville TX Mortgage Sales Leased 2,000 $ 2,200 / mo 2/28/2022 7920 Belt Line Rd., Suite 720 Dallas TX Mortgage Sales Sub-Leased 1,714 $ 2,428 / mo month to month 5020 Collinwood Ave., Suite 100 Fort Worth TX Mortgage Sales Leased 2,687 $ 5,300 / mo 1/31/2025 3000 Joe DiMaggio Blvd., Bldg 12 Suite 42 Round Rock TX Mortgage Sales Leased 920 $ 1,750 / mo 5/15/2021 2408 Jacaman Road, Suite F Laredo TX Mortgage Sales Leased N/A $ 900 / mo 6/1/2022 1900 Country Club Dr., Suite 150 Mansfield TX Mortgage Sales Leased 175 $ 325 / mo month to month 3220 Gus Thomasson Rd. Mesquite TX Mortgage Sales Sub-Leased 130 $ 1,000 / mo month to month 722 Kiowa Dr. West Lake Kiowa TX Mortgage Sales Leased 150 $ 495 / mo month to month 1785 Preston Rd., Suite 550 Dallas TX Mortgage Sales Leased 200 $ 657 / mo 8/31/2021 6860 N. Dallas Pkwy Plano TX Mortgage Sales Leased 200 $ 582 / mo 2/28/2021 2102 Jitterbug Ln. Katy TX Mortgage Sales Leased 100 $ 100 / mo month to month 124 N. Main St. Mansfield TX Mortgage Sales Sub-Leased 100 $ 3,000 / mo month to month 4411 W. Illinois, Suite B-4 Midland TX Mortgage Sales Sub-Leased 100 $ 1,700 / mo month to month 590 W. State Street Pleasant Grove UT Mortgage Sales Leased 250 $ 500 / mo month to month 5965 S. Redwood Rd. Taylorsville UT Mortgage Sales Leased 1,000 $ 1,400 / mo month to month 6575 S. Redwood Rd. Taylorsville UT Mortgage Sales Leased 3,323 $ 5,491 / mo 12/31/2022 126 W. Sego Lily Dr., Suite 260 Sandy UT Mortgage Sales Leased 2,794 $ 5,944 / mo 8/31/2021 75 Towne Ridge Parkway, Suite 100 Sandy UT Mortgage Sales Leased 6,867 $ 16,695 / mo 8/31/2023 1133 North Main St., Suite 150 Layton UT Mortgage Sales Sub-Leased 300 $ 1,000 / mo month to month 497 S. Main Ephraim UT Mortgage Sales Leased 1,884 $ 1,600 / mo 4/30/2025 6965 S. Union Park, Suites 100, 190, 260, 300, 460, 470, & 480 Midvale UT Mortgage Sales Leased 39,649 $ 82,465 / mo 6/30/2021 11240 S. River Heights Dr. South Jordan UT Mortgage Sales Leased 3,403 $ 7,740 / mo 11/30/2024 500 East Village Blvd. Stansbury Park UT Mortgage Sales Leased 1,950 $ 3,180 / mo 10/31/2024 833 N. 900 W. Orem UT Mortgage Sales Leased 2,391 $ 3,104 / mo 1/31/2023 1350 E. 300 S. 3rd Floor Lehi UT Mortgage Sales Leased 15,446 $ 35,140 / mo 12/22/2026 2455 E. Parleys Way, Suites 120 & 150 Salt Lake City UT Mortgage Sales Leased 5,256 $ 8,322 / mo 7/31/2030 859 W. South Jordan Pkwy, Suite 101 South Jordan UT Mortgage Sales Leased 3,376 $ 5,751 / mo 3/22/2022 558 E. Riverside Dr., Suite 204 St. George UT Mortgage Sales Leased 1,685 $ 2,106 / mo 8/31/2023 21430 Cedar Dr., Suite 200-202 Sterling VA Mortgage Sales Leased 6,850 $ 12,984 / mo 3/9/2023 15640 NE Fourth Plain Blvd., Suite 220/221 Vancouver WA Mortgage Sales Leased 360 $ 425 / mo 9/30/2021 2701 Currant St. Lynden WA Mortgage Sales Leased 1,500 $ 50 / mo month to month 1508 24th Ave., Suite 23 Kenosha WI Mortgage Sales Leased 250 $ 150 / mo month to month 27903 99th St. Trevor WI Mortgage Sales Leased 300 $ 150 / mo month to month 219 W. Washington St. Charlestown WV Mortgage Sales Leased N/A $ 1,700 / mo 4/14/2023 The Company believes the office facilities it occupies are in good operating condition and adequate for current operations. The Company will enter into additional leases or modify existing leases to meet market demand. Those leases will be month to month where possible. As leases expire, the Company will either renew or find comparable leases or acquire additional office space. 13 Item 2. Properties (Continued) The following table summarizes the location and acreage of the six Company owned cemeteries, each of which includes one or more mausoleums: Net Saleable Acreage Name of Cemetery Location Date Acquired Developed Acreage (1) Total Acreage (1) Acres Sold as Cemetery Spaces (2) Total Available Acreage (1) Memorial Estates, Inc. Lakeview Cemetery 1640 East Lakeview Drive Bountiful, Utah 1973 9 39 7 32 Mountain View Cemetery 3115 East 7800 South Salt Lake City, Utah 1973 26 54 20 34 Redwood Cemetery (3) 6500 South Redwood Road West Jordan, Utah 1973 28 71 35 36 Deseret Memorial Inc. Lake Hills Cemetery (3)(6) Lake Hills Cemetery 10055 South State Street Sandy, Utah 1991 9 28 6 22 Holladay Memorial Park, Inc. Holladay Memorial Park (3) 4900 South Memory Lane Holladay, Utah 1991 12 14 7 7 California Memorial Estates, Inc. Singing Hills Memorial Park (4) 2800 Dehesa Road El Cajon, California 1995 8 97 6 91 ______________ (1) The acreage represents estimates of acres that are based upon survey reports, title reports, appraisal reports, or the Company’s inspection of the cemeteries. The Company estimates that there are approximately 1,200 spaces per developed acre. (2) Includes both reserved and occupied spaces. (3) Includes two granite mausoleums. (4) Includes an open easement. 14 Item 2. Properties (Continued) The following table summarizes the location, square footage and the number of viewing rooms and chapels of the eight Company owned mortuaries: Date Viewing Square Name of Mortuary Location Acquired Room(s) Chapel(s) Footage Memorial Mortuary, Inc. Memorial Mortuary 5850 South 900 East Murray, Utah 1973 3 1 20,000 Affordable Funerals and Cremations, St. George 157 East Riverside Dr., No. 3A 2016 1 1 2,360 St. George, Utah Memorial Estates, Inc. Redwood Mortuary (1) 6500 South Redwood Rd. West Jordan, Utah 1973 2 1 10,000 Mountain View Mortuary (1) 3115 East 7800 South Salt Lake City, Utah 1973 2 1 16,000 Lakeview Mortuary (1) 1640 East Lakeview Dr. Bountiful, Utah 1973 0 1 5,500 Lakehills Mortuary (1) 10055 South State St. Sandy, Utah 1991 2 1 18,000 Cottonwood Mortuary, Inc. Cottonwood Mortuary (1) 4670 South Highland Dr. Holladay, Utah 1991 2 1 14,500 SN Probst LLC Heber Valley Funeral Home 288 North Main St. Heber City, Utah 2019 1 1 5,900 __________ (1) These funeral homes also provide burial niches at their respective locations.