Item 2. Properties
Item 2. PROPERTIES
Our o ffices are listed in the tables below. The address of the Company and Bank’s main office is 18 East Dover Street in Easton, Maryland.
Maryland Branch Locations
Main Office/Branch (1)
Chester Branch (1)
Crofton Branch (2)
18 East Dover Street 300 Castle Marina Road 2151 Defense Highway
Easton, Maryland 21601 Chester, Maryland 21619 Crofton, Maryland 21114
Tred Avon Square Branch (1)
Washington Square Branch (1)
Waldorf Branch (1)
212 Marlboro Road 899 Washington Avenue 3035 Leonardtown Road
Easton, Maryland 21601 Chestertown, Maryland 21620 Waldorf, Maryland 20601
St. Michaels Branch (2)
Arbutus Branch (1)
Leonardtown Branch (1)
1013 South Talbot Street 1101 Maiden Choice Lane 25395 Point Lookout Road
St. Michaels, Maryland 21663 Baltimore, Maryland 21229 Leonardtown, Maryland 20650
Elliott Road Branch (1)
Elkridge Branch (1)
Bryan’s Road Branch (1)
8275 Elliott Road 6050 Marshalee Drive 8010 Matthews Road
Easton, Maryland 21601 Elkridge, Maryland 21075 Bryans Road, Maryland 20616
Sunburst Branch (1)
Owings Mills Branch (1)
Dunkirk Branch (2)
424 Dorchester Avenue 9612 Reisterstown Road 10321 Southern Maryland Boulevard
Cambridge, Maryland 21613 Owings Mills, Maryland 21117 Dunkirk, Maryland 20754
West Ocean City Branch (2)
Annapolis Branch (1)
Lexington Park Branch (1)
12905-B Ocean Gateway 1917 West Street 22730 Three Notch Road
Ocean City, Maryland 21842 Annapolis, Maryland 21401 California, Maryland 20619
Ocean City/ South Ocean City Branch (2)
Edgewater Branch (2)
La Plata Branch (1)
3409 Coastal Highway 3083 Solomons Island Road 101 Drury Drive
Ocean City, Maryland 21842 Edgewater, Maryland 21037 La Plata, Maryland 20646
Centreville/Commerce Branch (1)
Glen Burnie Branch (1)
Charlotte Hall Branch (1)
109 North Commerce Street 413 Crain Highway, S.E. 30165 Three Notch Road
Centreville, Maryland 21617 Glen Burnie, Maryland 21061 Charlotte Hall, Maryland 20622
Stevensville Branch (1)
Severna Park Branch (2)
Prince Frederick Branch (2)
408 Thompson Creek Road 598 Benfield Road 200 Market Square Drive
Stevensville, Maryland 21666 Severna Park, Maryland 21146 Prince Frederick, Maryland 20678
Tuckahoe Branch (1)
Lothian Branch (2)
Lusby Branch (2)
22151 Wes Street 5401 Southern Maryland Boulevard 11725 Rousby Hall Road
Ridgely, Maryland 21660 Lothian, Maryland 20711 Lusby, Maryland 20657
Route 213 South Branch (1)
Denton Branch (1)
La Plata Downtown Branch (1)
2609 Centreville Road 850 South 5 th Avenue
202 Centennial Street
Centreville, Maryland 21617 Denton, Maryland 21629 La Plata, Maryland 20646
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Table of Contents
Delaware Branch Locations
Felton Branch (2)
Camden Branch (1)
Rehoboth Beach Branch (2)
120 West Main Street 4580 South DuPont Highway 19358 Miller Road
Felton, Delaware 19943 Camden, Delaware 19934 Rehoboth Beach, Delaware 19971
Milford Branch (2)
Governors Ave Branch (1)
698-A North Dupont Boulevard 800 South Governors Avenue
Milford, Delaware 19963 Dover, Delaware 19904
Virginia Branch Locations
Fredericksburg Downtown Branch (1)
Fredericksburg Harrison Crossing Branch (1)
425 William Street 5831 Plank Road
Fredericksburg, Virginia 22401 Fredericksburg, Virginia 22407
ATMs (standalone)
University of Maryland Shore Medical Center at Easton
219 South Washington Street
Easton, Maryland 21601
Administrative and Lending Offices
SHBI Building (1)
Harrison Street Office (1)
Ridgely Training Center (2)
28969 Information Lane
23 South Harrison Street
405 West Bell Road, Unit 4 and 5
Easton, Maryland 21601
Easton, Maryland 21601
Ridgely, Maryland 21660
Commercial Lending Office (2)
Charlottesville
Commercial Lending Office (2)
Fredericksburg
Commercial Lending Office (2)
Middletown
1434 Rolkin Court, Suite 301 10 Chatham Heights Road, Suite 104 102 Sleepy Hollow, Unit 204
Charlottesville, Virginia 22911 Fredericksburg, Virginia 22405 Middletown, Delaware 19709
Commercial Lending Office (2)
Prince Frederick
Mortgage Loan Office (2)
Frederick
Hills Building (Clark) (1)
995 North Prince Frederick Boulevard, Suite 105 5291 Corporate Drive, Suite 202 30 Dover Street
Prince Frederick, Maryland 20678 Frederick, Maryland 21703 Easton, Maryland 21601
St. Michaels Mortgage Office (2)
112 North Talbot Street
St. Michaels, Maryland 21663
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(1) Branch/Office is owned by the Company.
(2) Branch/Office is leased by the Company.
For information about rent expense for all leased premises, see Note 7 – “Premises and Equipment” in the “Notes to Consolidated Financial Statements” included in Part II, Item 8. of this Annual Report on Form 10-K.