OHIO VALLEY BANC CORP 10-Q

ITEM 5. OTHER INFORMATION During the three months ended September 30, 2025, no director or officer of the Company adopted , modified, or terminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement” as each term is defined in Item 408(a) of Regulation S-K. 46 ITEM 6. EXHIBITS (a) Exhibits: Exhibit Number Exhibit Description 3.1 Amended Articles of Incorporation of Ohio Valley (reflects amendments through April 7, 1999) [for SEC reporting compliance only – not filed with the Ohio Secretary of State]: Incorporated herein by reference to Exhibit 3(a) to Ohio Valley’s Annual Report on Form 10-K for fiscal year ended December 31, 2007. 3.2 Code of Regulations of Ohio Valley: Incorporated herein by reference to Exhibit 3(b) to Ohio Valley’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2010. 4.1 Agreement to furnish instruments and agreements defining rights of holders of long-term debt: Filed herewith. 31.1 Rule 13a-14(a)/15d-14(a) Certification (Principal Executive Officer): Filed herewith. 31.2 Rule 13a-14(a)/15d-14(a) Certification (Principal Financial Officer): Filed herewith. 32 Section 1350 Certifications (Principal Executive Officer and Principal Accounting Officer): Filed herewith. 101.INS # XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document. 101.SCH # XBRL Taxonomy Extension Schema: Filed herewith. # 101.CAL # XBRL Taxonomy Extension Calculation Linkbase: Filed herewith. # 101.DEF # XBRL Taxonomy Extension Definition Linkbase: Filed herewith. # 101.LAB # XBRL Taxonomy Extension Label Linkbase: Filed herewith. # 101.PRE # XBRL Taxonomy Extension Presentation Linkbase: Filed herewith. # 104 Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) Filed herewith # # Attached as Exhibit 101 are the following documents formatted in XBRL (eXtensive Business Reporting Language): (i) Unaudited Consolidated Balance Sheets; (ii) Unaudited Consolidated Statements of Income; (iii) Unaudited Consolidated Statements of Comprehensive Income; (iv) Unaudited Consolidated Statements of Changes in Shareholders’ Equity; (v) Unaudited Condensed Consolidated Statements of Cash Flows; and (vi) Notes to the Unaudited Consolidated Financial Statements. 47 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: November 14, 2025 By: /s/Larry E. Miller, II Larry E. Miller, II President and Chief Executive Officer Date: November 14, 2025 By: /s/Scott W. Shockey Scott W. Shockey Senior Vice President and Chief Financial Officer 48