Item 1A. Risk Factors
ITEM
1A. RISK FACTORS
As
of the date of this Quarterly Report, there have been no material changes to the risk factors disclosed in HCIC’s Annual Report
on Form 10-K for the year ended December 31, 2025 filed with the SEC on March 30, 2026. Any of these factors could result in a significant
or material adverse effect on HCIC’s results of operations or financial condition. Additional risk factors not presently known
to HCIC or that HCIC currently deems immaterial may also impair HCIC’s business or results of operations. HCIC may disclose changes
to such risk factors or disclose additional risk factors from time to time in its future filings with the SEC.
ITEM
2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS
None.
ITEM
3. DEFAULTS UPON SENIOR SECURITIES
None.
ITEM
4. MINE SAFETY DISCLOSURES
Not
applicable.
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