CARVER BANCORP INC 10-K

ITEM 2. PROPERTIES. The Bank currently conducts its business through one administrative office and seven branches (including the Harlem West 125th Street Main branch) and four separate ATM locations. The following table sets forth certain information regarding Carver Federal's offices and other material properties at March 31, 2021. The Bank believes that such facilities are suitable and adequate for its operational needs. Branches Address City/State Year Opened Owned or Leased Lease Expiration Date Main Branch 75 West 125th Street New York, NY 1996 Leased 2/2028 Crown Heights Branch 1009-1015 Nostrand Avenue Brooklyn, NY 1975 Leased 12/2025 St. Albans Branch 115-02 Merrick Boulevard Jamaica, NY 1996 Leased 2/2026 Malcolm X Blvd. Branch 142 Malcolm X Boulevard New York, NY 2001 Leased 4/2026 Atlantic Terminal Branch 4 Hanson Place Brooklyn, NY 2003 Leased 4/2024 Flatbush Branch 833 Flatbush Avenue Brooklyn, NY 2009 Leased 8/2022 Restoration Plaza 1392 Fulton Street Brooklyn, NY 2009 Leased 10/2023 ATM Centers Fulton Street 1950 Fulton Street Brooklyn, NY 2005 Leased 1/2023 ATM Machines Atlantic Terminal Mall 139 Flatbush Avenue Brooklyn, NY 2004 Leased 4/2024 Atlantic Center 625 Atlantic Avenue Brooklyn, NY 2006 Leased 3/2022 Brooklyn Navy Yard 141-07 Flushing Avenue Brooklyn, NY 2019 Leased 10/2023 Administrative Office 1825 Park Avenue 1825 Park Avenue New York, NY 2018 Leased 12/2028