Item 2. Management’s Discussion and Analysis
ITEM 2
Management’s Discussion and Analysis of Financial Condition and Results of Operations
54
• Cautionary Statement Regarding Forward-Looking Information and Factors That May Affect Future Results
54
• Use of Non-GAAP Measures
57
• Critical Accounting Estimates
59
• Executive Summary
59
• Consolidated Results of Operations
61
• Business Segment Operations
66
• Investments
74
• Insurance Reserves
83
• Liquidity and Capital Resources
86
• Enterprise Risk Management
91
• Glossary
92
• Acronyms
94
ITEM 3
Quantitative and Qualitative Disclosures About Market Risk
94
ITEM 4
Controls and Procedures
94
Part II – Other Information
ITEM 1
Legal Proceedings
95
ITEM 1A
Risk Factors
95
ITEM 2
Unregistered Sales of Equity Securities and Use of Proceeds
95
Text extracted from the filing as submitted to EDGAR. Formatting, tables and exhibits are simplified for reading; the original document is authoritative for anything you rely on.