Offerings // ARROW FINANCIAL CORP

AROW offering history

Every offering-related filing in ARROW FINANCIAL CORP’s recent SEC record — registrations (announced capacity) kept separate from pricing documents (executed sales). Reviewed 1,008 filings back to May 27, 2016.

Last executed offering

None found

in filings back to May 27, 2016

Last registration (announced)

Mar 24, 2022

S-3 — capacity, not a sale

Executed, last 12 months

424B pricings + 8-K 3.02 sales

Registered, last 12 months

S-1/S-3/F-series registrations

Date	Filing		What it means
May 12, 2026	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 7, 2026	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Apr 5, 2022	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Mar 24, 2022	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Aug 23, 2021	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Aug 6, 2021	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Aug 18, 2020	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Aug 10, 2020	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Apr 3, 2019	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Mar 18, 2019	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Aug 24, 2017	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Aug 9, 2017	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet

AROW offering-related filings from SEC EDGAR, newest first (capped at 40). Each links to the original document.

Two honest limits. (1) A 424B takedown can price shares or notes— EDGAR’s metadata doesn’t say which, so open the document: large investment-grade filers use these mostly for bond deals (no dilution), small-caps mostly for shares. (2) At-the-market (ATM) programs sell shares gradually and individual sales are not separately filed — the visible footprint is the enabling shelf and its 424B5; actual ATM share counts surface later in the 10-Q/10-K share count. Educational information from public filings, not investment advice.

Is a shelf active now? →Do they need money? →Red flags →Full AROW workspace →

AROW offering FAQ

When did AROW last execute an offering?

No executed-offering document (424B pricing supplement or 8-K item 3.02) appears in the 1008 filings EDGAR returns for ARROW FINANCIAL CORP, reviewed back to 2016-05-27.

When did AROW last announce or register an offering?

The most recent registration is a S-3 filed 2022-03-24. A registration is capacity to sell shares — not a sale.

Does an offering always mean dilution?

Registered direct offerings and shelf takedowns issue new shares and dilute existing holders. Resale registrations (424B3/B7) let existing holders sell and do not create new shares. Secondary sales by insiders also do not dilute. Each row here is labeled with what it is.