What’s a stock actually worth?
Three classic estimates — a two-stage DCF, a reverse DCF, and the Graham number — computed from a company’s own SEC filings, with every assumption editable and every input shown. The opposite of a proprietary “fair value” you can’t check.
Stage-1 growth down the side, discount rate across the top, with terminal growth at 2.5% and 10 years of stage 1. Every cell runs the same two-stage DCF as the card above, so moving a slider moves the grid.
| Growth ↓ Discount → | 7% | 8% | 9% | 10% | 11% |
|---|---|---|---|---|---|
| 4% | 41.66 | 33.94 | 28.60 | 24.69 | 21.70 |
| 6% | 48.98 | 39.68 | 33.26 | 28.57 | 25.00 |
| 8% | 57.55 | 46.39 | 38.70 | 33.09 | 28.83 |
| 10% | 67.57 | 54.21 | 45.03 | 38.34 | 33.26 |
| 12% | 79.26 | 63.32 | 52.38 | 44.42 | 38.39 |
| Growth the close implies | -20.9% | -19.3% | -17.9% | -16.6% | -15.3% |
Outlined: your current pair. Shaded: at or above the last close, 6.16 USD. The heavy line runs between the cells on either side of it.
Estimates, not targets. The DCF treats free cash flow as cash flow to equity and divides by shares (the common retail shortcut — it skips net debt and a full WACC), so it’s a sanity-check, not a valuation opinion. All inputs are from WU’s SEC filings; change any assumption above and the numbers update live. Educational only — not investment advice.
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A DCF is only as good as its assumptions — that’s exactly why every one here is yours to change. We treat free cash flow as cash flow to equity and divide by shares (the common retail shortcut; it skips net debt and a full WACC), so treat the output as a sanity-check range, not a valuation opinion. Inputs from SEC filings. Educational only — not investment advice.