Home / Tools / Dilution Profile / SOFI Dilution profile // every instrument, one screen, from SEC filings
SoFi Technologies, Inc. (SOFI) CIK 1818874 · all EDGAR filings →
Overall dilution risk
MEDIUMworst of 4 computed signals (historical dilution)
= the worst band among the computed sub-ratings, no hidden weighting
Offering ability
LOW$0.0M registered
= total registered offering amount from the fee exhibits of live registrations (bands: $1M / $20M)
registered capacity, not remaining: amounts already taken down are not subtracted yet
Overhead supply
LOWwarrants = 2% of O/S
= warrant shares outstanding divided by current shares outstanding (bands: 20% / 50%)
warrants only; converts, ATMs and equity lines are not in free structured data, so the true overhead is AT LEAST this
Historical dilution
MEDIUM+35% O/S in 3y
= share count now vs 3 years ago (bands: 30% / 100%); a reverse split pushes this negative
Cash need
MEDIUM~10.9 months of runway
= cash vs trailing operating burn (bands: 6mo / 24mo; positive operating CF = low)
Same rating bands the category standard uses, but free, with the formula on the chip and the gaps in the data said out loud.
Shares outstanding over time 2021-07-27 2026-04-30 Latest: 1.28B shares as of Apr 30, 2026 (10-Q).
Warrants Warrants outstanding: 28.1M underlying shares, as reported Jun 14, 2021 (10-Q).
Reported exercise price: $8.86 (aggregate figure as tagged; individual tranches vary).
Rough fully diluted estimate: 1.31B = 1.28B O/S + 28.1M warrant shares. An estimate, not a filing figure: it ignores converts, options and RSUs, and the two inputs carry different as-of dates.
Registrations and offerings Registered offering capacity on live registrations: $0.0M from the structured fee exhibits; registered is not remaining, takedowns are not subtracted
S-3ASR Jul 29, 2025$0.0M registered filing → Last 12 months: 0 executed · 0 registered.
UPDATE Dec 5, 2025Prospectus update — often a resale registration, not necessarily new capital 424B3 → MARKETING Dec 4, 2025Free-writing prospectus — offering being marketed FWP → UPDATE Jul 31, 2025Prospectus update — often a resale registration, not necessarily new capital 424B3 → REGISTERED Jul 29, 2025Automatic shelf registration — effective immediately (large filers) S-3ASR → UPDATE Jul 29, 2025Prospectus update — often a resale registration, not necessarily new capital 424B3 → EXECUTED Mar 8, 2024Unregistered share sale disclosed (8-K item 3.02) 8-K → EFFECTIVE Jul 27, 2022SEC declared a registration effective — selling can begin EFFECT → EFFECTIVE Jul 19, 2022SEC declared a registration effective — selling can begin EFFECT → REGISTERED Jul 15, 2022S-3 registration — capacity to sell shares, not a sale yet S-3 → UPDATE Jul 14, 2022Prospectus update — often a resale registration, not necessarily new capital 424B3 → UPDATE May 10, 2022Prospectus update — often a resale registration, not necessarily new capital 424B3 → UPDATE May 10, 2022Prospectus update — often a resale registration, not necessarily new capital 424B3 → Full history and shelf status: offering checker · S-3 shelf checker
Source: SEC EDGAR XBRL company facts and filing metadata, fetched live and cached briefly. Share counts are cover-page figures with their form named. Warrant tranches come from the dimensioned facts in the latest 10-Q/10-K instance document, exactly as the company tagged them; untagged tranches are absent, not disproven. Nothing on this page is manually verified and nothing is behind a login: what free data supports is shown, what it cannot support is stated. Not investment advice.
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