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Premium seller // SPY covered calls & cash-secured puts

SPY covered call calculator

Prefilled from SPY’s delayed chain: a near-30-delta contract at the mid, 9 days out. Adjust anything — the arithmetic updates live.

Prefilled from SPY’s delayed chain (as of Jul 29, 3:10 AM ET) — a near-30-delta call at the mid. Every field is editable; check live quotes before acting on anything.

Premium collected$400.001 contract × $4.00 × 100
Return if flat0.54%24.4% annualized · stock unchanged at expiry
Return if called1.64%93.3% annualized · called away at $749.00
Breakeven$736.86cost basis minus premium
Downside cushion0.54%premium as % of stock price
Max profit$1,214.00capped at the $749.00 strike

Annualized figures compound the period return over 365 days and assume repeatability, which real markets do not promise. Assignment can happen early; dividends and fees are not modeled. Educational arithmetic, not a recommendation.

Context before writing anything: SPY max pain & open interest · SPY workspace · earnings calendar · the plain calculator

SPY covered call FAQ

What does the SPY covered call calculator prefill?

A near-30-delta SPY call (and put, for the cash-secured mode) at the bid/ask midpoint from the delayed Cboe chain, plus SPY's delayed price and the days to that expiration. Every field stays editable.

How is a SPY covered call return calculated?

Premium collected divided by your SPY cost basis gives the return if flat; the capital gain up to the strike plus premium gives the return if called. Both are annualized over the days to expiration for comparison.

Is this live data?

The prefill uses delayed (~15 minute) quotes, labeled with their as-of time. Check live quotes at your broker before trading; this page is educational arithmetic, not a recommendation.