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Information required by this Item is incorporated herein by reference from the discussion responsive thereto under the headings “Security Ownership of Certain Beneficial Owners and Management” of the Proxy Statement.
−Removed: Changes in Control
−Removed: We know of no arrangements, including any pledge by any person of our securities, the operation of which may at a subsequent date result in a change in control of the registrant.
Securities Authorized for Issuance Under Equity Compensation Plans
17 unchanged sentences
Bank National Association, as trustee is incorporated herein by reference to Exhibit 4.2 to of the Registrant’s Form 8-K filed on December 8, 2020.
−Removed: 4.4 Form of 2.75% Fixed-to-Floating Rate Senior Notes due 2030 is incorporated herein by reference to Exhibit A of Exhibit 4.2 to the Registrant’s Form 8-K filed on December 8, 2020.
−Removed: 4.5 Indenture, dated as of December 13, 2017 between Bryn Mawr Bank Corporation and U.S.
−Removed: Bank National Association, as trustee, incorporated by reference to Exhibit 4.1 to Bryn Mawr Bank Corporation's Form 8-K filed with the SEC on December 13, 2017.
+Added: 4.4 Fourth Supplemental Indenture to the Senior Debt Indenture, dated December 11, 2025, between WSFS Financial Corporation and U.S.
+Added: Bank Trust Company, National Association, as trustee is incorporated herein by reference to Exhibit 4.2 to the Registrant's Form 8-K filed on December 11, 2025.
+Added: 4.5 Form of 5.375% Fixed-to-Floating Rate Senior Unsecured Note due 2035 is incorporated herein by reference to Exhibit A of Exhibit 4.2 to the Registrant’s Form 8-K filed on December 11, 2025.
4.6 First Supplemental Indenture, dated as of December 13, 2017 between Bryn Mawr Bank Corporation and U.S.
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Bank National Association, as trustee, incorporated by reference to Exhibit 4.10 to the Registrant's Form 10-K filed on February 28, 2023.
−Removed: 4.8 Form of 4.25% Fixed-to-Floating Rate Subordinated Note due December 15, 2027 , incorporated by reference to Exhibit A to the First Supplemental Indenture filed as Exhibit 4.2 to Bryn Mawr Bank Corporation's Form 8-K filed with the SEC on December 13, 2017.
4.8 Form of Junior Subordinated Debt Security Due December 15, 2034 issued by Royal Bancshares of Pennsylvania, Inc.
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4.13 Second Supplemental Indenture, dated as of January 1, 2022, by and among WSFS Financial Corporation, Bryn Mawr Bank Company, and The Bank of New York Mellon Trust Company, as trustee, incorporated by reference to Exhibit 4.17 to the Registrant's Form 10-K filed on February 28, 2023.
−Removed: Description of Document
4.14 Guarantee Agreement by and between Royal Bancshares of Pennsylvania, Inc.
and JPMorgan Chase Bank, as guarantee trustee, dated October 27, 2004, incorporated by reference to Exhibit 10.3 to Royal Bancshares of Pennsylvania, Inc.'s Current Report on Form 8-K filed with the SEC on November 1, 2004.
+Added: Description of Document
4.15 Guarantee Agreement by and between Royal Bancshares of Pennsylvania, Inc.
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10.5 WSFS Financial Corporation's 2018 Incentive Plan, as amended on May 16, 2023, is incorporated herein by reference to Appendix B of the Registrant's Definitive Proxy Statement on Schedule 14A for the 2023 Annual Meeting of Stockholders.
−Removed: 10.6 Letter Agreement, dated as of March 8, 2021, by and between WSFS Financial Corporation and Francis J.
−Removed: Leto, incorporated herein by reference to Exhibit 10.1 of the Registrant's Current Report on Form 8-K filed with the SEC on January 3, 2022.
10.6 Supplemental Pension and Retirement Plan of Beneficial Bank, incorporated herein by reference to Exhibit 10.2 of the Registrant’s Quarterly Report on Form 10-Q filed with the SEC on May 10, 2019.
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10.8 Amended and Restated Beneficial Bank Elective Deferred Compensation Plan, incorporated herein by reference to Exhibit 10.4 of the Registrant’s Quarterly Report on Form 10-Q filed with the SEC on May 10, 2019.
−Removed: 19 WSFS Financial Corporation Insider Trading Policy, Adopted April 27, 2023.
+Added: 19 WSFS Financial Corporation Insider Trading Policy, Adopted April 27, 2023, incorporated herein by reference to Exhibit 19 of the Registrant's Annual Report on Form 10-K filed with the SEC on February 28, 2025.
21 Subsidiaries of Registrant+
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February 27, 2026 BY:
−Removed: February 28, 2025 BY:
/s/ Jennifer W.
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February 27, 2026 BY:
+Added: /s/ Michelle Hong
+Added: Michelle Hong
February 27, 2026 BY:
February 27, 2026 BY:
+Added: February 27, 2026 BY:
/s/ David Burg
4 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.