What changed in this filing

/stocks — the workspaceLOADING

Item 5. Market for Registrant’s Common Equity

2025-03-14 compared with 2024-03-22 · 63 added, 59 removed, 88 unchanged (58% of the section changed)

5 unchanged sentences

symbol “USCB”.

The listing of our Class

A common stock on

the Nasdaq Stock Market

has resulted in a

more active trading market

Effective December 30, 2021, the bank holding company,

or the Company, acquired all issued and

Effective December

outstanding shares

the outstanding

formerly held

shareholders was converted

into and exchanged

for one newly

of the Company’s

common stock.

symbol “USCB” remained the same.

reorganization.

Company’s common stock.

The Company’s Class A common stock is also listed on the Nasdaq Stock Market and uses

same ticker symbol.

The listing of our Class

A common stock on the

Nasdaq Stock Market has

resulted in a more active

trading market for

our Class A common

However, we cannot assure investors that

a liquid trading market

for our Class A

will be sustained.

common shares.

4 unchanged sentences

common stock traded

on the Nasdaq Stock Market since going public on July

on the Nasdaq Stock Market for the last two fiscal years

Quarter Ended:

September 30, 2021

December 31, 2021

March 31, 2023

13 unchanged sentences

As a bank holding company, the Company’s ability to declare and pay dividends depends on various federal regulatory

considerations, including the guidelines of the Federal Reserve

regarding capital adequacy and dividends.

considerations, including

the guidelines

of the Federal

Reserve regarding

capital adequacy

and dividends.

has agreed to provide notice to the Federal Reserve prior to paying

any cash dividends on its Class A common stock.

Because we are

14 unchanged sentences

banking laws, regulations

The Bank cannot

declare and pay and

cash dividends to

the Company without receiving

the prior approval of

The principal

8 unchanged sentences

(a) liabilities plus

USCB Financial Holdings, Inc.

the preferential

2 unchanged sentences

preferential rights are superior to those receiving the dividend,

USCB Financial Holdings, Inc.

Securities Authorized for Issuance Under Equity Compensation

19 unchanged sentences

stock at the closing sale price of $10.82 per share on

23, 2021, and assumes the reinvestment of dividends,

The comparisons

performance of our common stock.

July 23, 2021, and assumes the reinvestment of dividends.

The comparisons shown

below are based

upon historical data.

We caution that

the stock price

shown in the graph below is not indicative of, nor is it intended to forecast, the potential future performance

of our common

USCB Financial Holdings, Inc.

2 unchanged sentences

NASDAQ Composite (IXIC)

USCB Financial Holdings, Inc.

Recent Sales of Unregistered Securities

(a) The Company did not sell any of its equity securities

during 2023 that were not registered under the Securities

(b) Not applicable.

for the quarter ended December 31, 2023 were as

Total Number of Shares Purchased

as Part of Publicly Announced Plans

or Programs (1)

Maximum Number

of Shares that May

Yet Be Purchased

Under Plans or

October 1 - 31, 2023

November 1 - 30, 2023

December 1 - 31, 2023

(1) On January 24, 2022 the Company announced

its initial stock repurchase program to repurchase

up to 750,000 shares of Class A common

approximately 3.75% of the Company’s then outstanding

shares of common stock.

Purchases of Equity Securities by Issuer and Other

share repurchase

The Company did not sell any of its equity securities during

2024 that were not registered under the Securities

Purchases of Equity Securities by Issuer and Other Affiliates

USCB Financial Holdings, Inc.

On January 24,

2022, the Board

of Directors approved

the first share

repurchase program

750,000 shares

the repurchase

a discretionary

basis from time

to time through open

market repurchases, privately negotiated

transactions, or otherwise in

compliance with

Rule 10b-18 under the

Exchange Act.

December 31, 2023, the

Company had repurchased

Class A common stock.

22, 2024 the Board of

Directors approved the second share repurchase

program of up to

500,000 shares of

A common stock.

Class A common

repurchase programs,

the Company may

purchase shares

discretionary

transactions, or otherwise

in compliance with

Rule 10b-18 under

the Exchange Act.

As of December

31, 2024, the

repurchase programs.

USCB Financial Holdings, Inc.

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 5. Market for Registrant’s Common Equity