What changed in this filing

/stocks — the workspaceLOADING

Item 9A. Controls and Procedures

2024-03-22 compared with 2023-03-24 · 52 added, 46 removed, 254 unchanged (28% of the section changed)

9 unchanged sentences

the period covered

registered public accounting

firm pursuant to

temporary rules

of the Securities

and Exchange Commission

that permit the

Company (non-accelerated filer) to provide only management's

report in this annual report.

Management’s Report on Internal Control

4 unchanged sentences

reporting, as

is defined in

in the Exchange

adequate system

29 unchanged sentences

firm throughout the year to provide

assurance as to the adequacy of the financial

reporting process and to monitor the overall

scope of the work performed by

assurance as to the adequacy of the

financial reporting process and to monitor the

overall scope of the work performed by

the internal audit staff and the independent public accountants.

3 unchanged sentences

objectives of the control system are met.

of the inherent limitations in all control systems, no evaluation

of the inherent limitations in all control systems, no

evaluation of controls

can provide absolute assurance that all control issues and instances of

fraud, if any, have

been detected.

fraud, if any,

have been detected.

Also, projections

of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of

changes in conditions or that the degree of compliance

with the policies or procedures may deteriorate.

changes in conditions or that the degree of compliance with the

policies or procedures may deteriorate.

Changes in Internal Control Over Financial Reporting

10 unchanged sentences

Other Information

Not applicable.

USCB Financial Holdings, Inc.

any Rule 10b5-1

trading arrangement or

trading arrangement (as

such terms are defined in Item 408 of the SEC’s

Regulation S-K).

Disclosure Regarding Foreign Jurisdictions

6 unchanged sentences

by reference from

the sections captioned “Information

with Respect to

Director and Information

About Executive Officers”

the sections captioned

“Information with Respect

Nominees for Director

and Information About

Executive Officers”

and “Beneficial Ownership

7 unchanged sentences

currently expected

2023, is expected

filed with the

11 unchanged sentences

the Company’s

www.uscentury.com

at www.uscentury.com

the “Investor

Relations” tab.

4 unchanged sentences

is incorporated

captioned "Executive

Compensation"

sections captioned

"Executive Compensation"

and “Information with Respect to

3 unchanged sentences

Security Ownership of Certain Beneficial Owners

and Management and Related Stockholder Matters

Security Ownership of Certain Beneficial Owners and Management

and Management and Related Stockholder

Security Ownership of Certain Beneficial Owners and

Information regarding security ownership

14 unchanged sentences

is incorporated

captioned “Certain

Relationships and

sections captioned

“Certain Relationships

Transactions”

14 unchanged sentences

December 31, 2023 and 2022

Consolidated Statements of Comprehensive Income

for the years ended December 31, 2022 and 2021

Consolidated Statements of Comprehensive Income for

the years ended December 31, 2023 and 2022

Consolidated Statements of Changes in Stockholders'

Equity for the years ended December 31, 2023 and

Consolidated Statements of Cash Flows for the

years ended December 31, 2022 and 2021

Consolidated Statements of Cash Flows for the years

ended December 31, 2023 and 2022

Notes to Consolidated Financial Statements

2 unchanged sentences

or not applicable or because the information is

included in the Consolidated Financial Statements or

notes thereto.

included in the Consolidated Financial Statements or notes

List of Exhibits:

11 unchanged sentences

Articles of Incorporation of USCB Financial Holdings, Inc.

(incorporated by reference to Exhibit 3.1 to the Registrant’s Current

Report on Form 8-K (File No.

001-41196) filed with the Securities and Exchange Commission on December 30, 2021).

(incorporated by reference to Exhibit 3.1 to the Registrant’s Quarterly

Report on Form 10-Q (File No.

001-41196) filed with the Securities and Exchange Commission on August 11, 2023).

Amended and Restated Bylaws of USCB Financial Holdings, Inc.

1 unchanged sentence

Current Report on Form 8-K (File No.

001-41196) filed with the Securities and Exchange Commission on December 30, 2021).

001-41196) filed with the Securities and Exchange Commission on July 26, 2023).

Side Letter Agreement, dated December 30, 2021, between USCB Financial Holdings, Inc., U.S.

18 unchanged sentences

filed with the Securities and Exchange Commission on December 30, 2021).

Description of USCB Financial Holdings, Inc.’s securities (incorporated by reference to Exhibit 4.4 to the

Registrant’s Annual Report on Form 10-K for the year ended December 1, 2021 (File No.

001-41196) filed with

the Securities and Exchange Commission on March 24, 2022).

Description of USCB Financial Holdings, Inc.’s securities.

Century Bank Amended and Restated 2015 Equity Incentive Plan (incorporated by reference to Exhibit 10.1 to the

12 unchanged sentences

Exchange Commission on February 1, 2023).*

Change in Control Agreement between U.S.

Century Bank and Benigno Pazos dated August 2, 2019 (incorporated

by reference to Exhibit 10.6 to the Registrant’s Annual Report on Form 10-K for the year ended December 1, 2021

001-41196) filed with the Securities and Exchange Commission on March 24, 2022).*

Employment Agreement between U.S.

Century Bank and Jalal “Jay” Shehadeh dated as of September 28,

Subsidiaries of USCB Financial Holdings, Inc.

6 unchanged sentences

Section 1350.

Compensation Recovery Policy.**

The following financial statements from

6 unchanged sentences

Stockholders’ Equity,

(v) Consolidated

Statements of Cash Flows, (vi) Notes to Consolidated Financial Statements.

1 unchanged sentence

Management contract or compensatory plan or arrangement.

Filed herwith.

Filed herewith.

Furnished hereby.

Form 10-K Summary

USCB Financial Holdings, Inc.

15 unchanged sentences

/s/ Luis de la Aguilera

President, Chief Executive Officer,

(Principal Executive Officer)

Chairman, President, and Chief Executive

Officer (Principal Executive Officer)

March 22, 2024

20 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 9A. Controls and Procedures