1 unchanged sentence
2021, the Bank’s
−Removed: common stock began
−Removed: trading on the
+Added: Class A common
+Added: stock began trading
Nasdaq Stock Market
−Removed: under ticker symbol
+Added: symbol “USCB”.
The listing of our Class
−Removed: A common stock
−Removed: on the Nasdaq Stock
−Removed: Market has resulted in
−Removed: a more active trading
−Removed: market for our
+Added: A common stock on
+Added: the Nasdaq Stock Market
+Added: has resulted in a
+Added: more active trading market
Effective December 30, 2021, the bank holding company,
10 unchanged sentences
common shares.
−Removed: following table shows the
−Removed: quarterly high and low
−Removed: closing prices of
−Removed: our Class A common
+Added: following table shows
+Added: the quarterly high and
+Added: low closing prices
+Added: of our Class A
+Added: common stock traded
on the Nasdaq Stock Market since going public on July
6 unchanged sentences
December 31, 2022
+Added: March 31, 2023
+Added: June 30, 2023
+Added: September 30, 2023
December 31, 2023
+Added: December 31, 2023,
+Added: stock exchange
issued and outstanding at such date.
approximately
−Removed: including the
+Added: not including
brokerage firms and banks.
As a bank holding company, the Company’s ability to declare and pay dividends depends on various federal regulatory
−Removed: considerations, including the guidelines of the Federal Reserve regarding
−Removed: capital adequacy and dividends.
+Added: considerations, including the guidelines of the Federal Reserve
+Added: regarding capital adequacy and dividends.
Because we are
11 unchanged sentences
numerous limitations on
−Removed: the payment of
−Removed: dividends under federal and
−Removed: state banking laws, regulations
+Added: the payment of dividends
+Added: under federal and state
+Added: banking laws, regulations
The principal
8 unchanged sentences
(a) liabilities plus
−Removed: preferential rights
+Added: the preferential
upon dissolution
1 unchanged sentence
preferential rights are superior to those receiving the dividend,
+Added: USCB Financial Holdings, Inc.
Securities Authorized for Issuance Under Equity Compensation
4 unchanged sentences
Annual Report Form on 10-K for additional information
−Removed: USCB Financial Holdings, Inc.
−Removed: 8/25/20219/11/20219/28/2021
−Removed: 1/25/20222/11/20222/28/20223/17/2022
−Removed: 5/24/20226/10/20226/27/20227/14/20227/31/20228/17/2022
−Removed: 9/20/202210/7/2022
−Removed: 10/24/202211/10/2022
−Removed: 12/14/202212/31/2022
−Removed: COMPARISON OF CUMULATIVE
−Removed: Among USCB Financial Holdings, Inc., the NASDAQ Bank Index, the NASDAQ ABA
−Removed: Community Bank Index, and the NASDAQ Composite
−Removed: NASDAQ Bank NASDAQ
−Removed: ABA Community Bank
−Removed: NASDAQ Composite
Stock Price Performance
3 unchanged sentences
A common stock between July
−Removed: stock commenced
+Added: Stock Market)
2023, with the cumulative total return
6 unchanged sentences
the investment
−Removed: stock at the closing sale price of $10.82 per
−Removed: share on July 23, 2021, and assumes the reinvestment
−Removed: of dividends, if any.
−Removed: The comparisons shown
−Removed: below are based
−Removed: upon historical data.
−Removed: We caution that the
−Removed: stock price performance
−Removed: shown in the graph below is not indicative of, nor is it intended to forecast, the potential future performance
−Removed: of our common
+Added: stock at the closing sale price of $10.82 per share on
+Added: 23, 2021, and assumes the reinvestment of dividends,
+Added: The comparisons
+Added: performance of our common stock.
USCB Financial Holdings, Inc.
2 unchanged sentences
NASDAQ Composite (IXIC)
+Added: USCB Financial Holdings, Inc.
Recent Sales of Unregistered Securities
+Added: (a) The Company did not sell any of its equity securities
+Added: during 2023 that were not registered under the Securities
+Added: (b) Not applicable.
+Added: (c) The Company’s repurchases of equity securities
+Added: for the quarter ended December 31, 2023 were as
+Added: Total Number of Shares Purchased
+Added: as Part of Publicly Announced Plans
+Added: or Programs (1)
+Added: Maximum Number
+Added: of Shares that May
+Added: Yet Be Purchased
+Added: Under Plans or
+Added: October 1 - 31, 2023
+Added: November 1 - 30, 2023
+Added: December 1 - 31, 2023
+Added: (1) On January 24, 2022 the Company announced
+Added: its initial stock repurchase program to repurchase
+Added: up to 750,000 shares of Class A common
+Added: approximately 3.75% of the Company’s then outstanding
+Added: shares of common stock.
Purchases of Equity Securities by Issuer and Other
share repurchase
−Removed: up to 750,000
+Added: 750,000 shares
+Added: the repurchase
a discretionary
basis from time
−Removed: to time through
−Removed: open market repurchases, privately
−Removed: negotiated transactions, or otherwise
−Removed: in compliance with
−Removed: repurchased any Class A common shares of the Company.
+Added: to time through open
+Added: market repurchases, privately negotiated
+Added: transactions, or otherwise in
+Added: compliance with
+Added: Rule 10b-18 under the
+Added: Exchange Act.
+Added: December 31, 2023, the
+Added: Company had repurchased
+Added: 669,920 shares of
+Added: A common stock.
USCB Financial Holdings, Inc.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.