9 unchanged sentences
As of December 31, 2025, management assessed the effectiveness of the Company’s internal control over financial reporting based on the criteria for effective internal control over financial reporting established in “Internal Control—Integrated Framework (2013),” issued by the Committee of Sponsoring Organizations (COSO) of the Treadway Commission.
−Removed: the assessment, management determined that the Company maintained effective internal control over financial reporting as of December 31, 2024.
+Added: Based on the assessment, management determined that the Company maintained effective internal control over financial reporting as of December 31, 2025.
Ernst & Young LLP, the independent registered public accounting firm that audited the consolidated financial statements of the Company included in this Annual Report on Form 10-K, has issued an audit report on the effectiveness of the Company’s internal control over financial reporting as of December 31, 2025.
102 unchanged sentences
2022 Long-Term Incentive Plan, which is incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K dated April 20, 2022+
−Removed: 10.6 Form of 2021 Performance Award Agreement for Executive Officers pursuant to the Texas Capital Bancshares, Inc.
−Removed: 2015 Long-Term Incentive Plan, which is incorporated by reference to Exhibit 10.12 to the Company’s Annual Report on Form 10-K dated February 9, 2022+
+Added: 10.6 Texas Capital Bancshares, Inc.
+Added: 2022 Long-Term Incentive Plan, as amended and restated, which is incorporated by reference to the Company’s Registration Statement on Form S-8 dated April 17, 2025+
10.7 Form of 2022 Time-Based Award Agreement pursuant to the Texas Capital Bancshares, Inc.
10 unchanged sentences
2022 Long-Term Incentive Plan, which is incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q dated April 18, 2024+
+Added: 10.13 Form of 2025 Time-Based Award Agreement pursuant to the Texas Capital Bancshares, Inc.
+Added: 2022 Long-Term Incentive Plan, which is incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q dated April 17, 2025+
+Added: 10.14 Form of 2025 Performance-Based Award Agreement pursuant to the Texas Capital Bancshares, Inc.
+Added: 2022 Long-Term Incentive Plan, which is incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q dated April 17, 2025+
10.15 Key Executive Severance Policy, which is incorporated by reference to Exhibit 10.14 to the Company’s Annual Report on Form 10-K dated February 9, 2022+
10.16 Key Executive Change-in-Control Severance Policy, which is incorporated by reference to Exhibit 10.15 to the Company’s Annual Report on Form 10-K dated February 9, 2022+
−Removed: 19.1 Insider Trading Policy*
+Added: 19.1 Insider Trading Standard*
21 Subsidiaries of the Registrant*
4 unchanged sentences
32.2 Section 1350 Certification of Chief Financial Officer**
−Removed: Policy Relating to Recovery of Erroneously Awarded Compensation , which is incorpor ated by reference to Exhibit 97.1 to the Company ’ s Annual Report on Form 10-K dated February 13, 2024
+Added: Policy Relating to Recovery of Erroneously Awarded Compensation , which is incorporated by reference to Exhibit 97.1 to the Company’s Annual Report on Form 10-K dated February 13, 2024
101.INS XBRL Instance Document*
10 unchanged sentences
February 10, 2026 TEXAS CAPITAL BANCSHARES, INC.
−Removed: President and Chief Executive Officer
+Added: Chairman, President and Chief Executive Officer
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.
February 10, 2026 /S/ ROBERT W.
−Removed: Chairman of the Board and Director
+Added: Lead Independent Director
February 10, 2026 /S/ J.
8 unchanged sentences
February 10, 2026 /S/ JONATHAN E.
−Removed: February 11, 2025 /S/ JAMES H.
+Added: February 10, 2026 /S/ RANJANA B.
February 10, 2026 /S/ DAVID S.
8 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.