What changed in this filing

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Item 3. Legal Proceedings

2022-03-07 compared with 2021-03-08 · 25 added, 30 removed, 15 unchanged (79% of the section changed)

Legal Proceedings .

In the ordinary course of our business,

the Company and its subsidiaries are parties to various legal actions, which we believe are incidental to the operation of our

Although the ultimate outcome and amount of liability, if any, with respect to these legal actions cannot presently be

ascertained with certainty, in the opinion of management, based upon information currently available to us, any resulting liability

is not likely to have a material adverse effect on the Company’s consolidated financial position, results of operations or cash

In the ordinary course of our business, the Company and its subsidiaries are parties to various legal actions, which we believe are incidental to the operation of our business.

Although the ultimate outcome and amount of liability, if any, with respect to these legal actions cannot presently be ascertained with certainty, in the opinion of management, based upon information currently available to us, any resulting liability is not likely to have a material adverse effect on the Company’s consolidated financial position, results of operations or cash flows.

Mine Safety Disclosures .

1 unchanged sentence

Supplemental Item:

Information about

our Executive Officers

The following table lists the names and

ages of the executive officers of the Company as of February 26, 2021, the positions presently held by each executive officer,

and the business experience of each executive officer during their employment at the Company.

Unless otherwise indicated, each

person has held his or her principal occupation(s) for more than five years.

Position(s) Held with the Company and

its Subsidiaries and Principal Occupation(s)

Information about our Executive Officers

The following table lists the names and ages of the executive officers of the Company as of February 22, 2022, the positions presently held by each executive officer, and the business experience of each executive officer during their employment at the Company.

Unless otherwise indicated, each person has held his or her principal occupation(s) for more than five years.

Position(s) Held with the Company and its Subsidiaries and Principal Occupation(s)

Chairman of the Company since April 2015;

Director of the Company since February 2010;

President and Chief Executive Officer of the Company since January 2010 and of State

Bank since January 2006;

President and Chief Executive Officer of the Company since January 2010 and of State Bank since January 2006;

Director of State Bank since 2006;

President of RDSI since October 2011;

Member of State Bank Trust Investment

Review Committee since March 2007.

Member of State Bank Trust Investment Review Committee since March 2007.

Executive Vice President and Chief Financial Officer of the Company and State Bank since March 2010;

2 unchanged sentences

Ernesto Gaytan

Executive Vice President and Chief Technology Innovation and Operations Officer of the Company since July 2018;

Chief Technology Innovation Officer since November 2017.

Executive Vice President and Senior Lending

Officer of the Company since October 2005;

Senior Vice President and Commercial Lending Manager from June 2005 through October

Vice President and Commercial Lender from February 2003 through June 2005.

Began working for State Bank in May 1996.

Executive Vice President and Chief

Risk Officer of the Company since July 2019;

Senior Vice President and Chief Enterprise Risk Management Officer from August 2018

through July 2019;

Executive Vice President and Chief Technology Innovation Officer of the Company since joining State Bank in November 2017.

Prior to joining the Company, he worked as an executive and site leader for GE Capital, and was an independent technology consultant and advisor.

Executive Vice President and Chief Lending Officer of the Company since December 2021;

Senior Vice President and Chief Lending Officer from September 2021 (when he rejoined to the Company) through December 2021;

Senior Vice President and Chief Credit Officer from November 2017 through November 2019;

Vice President and Senior Credit Analyst from September 2012 through November 2017;

Assistant Vice President and Commercial Services Officer from September 2011 to September 2012;

Assistant Vice President and Credit Analyst from January 2010 through September 2012;

Began working for State Bank in October 2007 as a Credit Analyst;

left the Company in November 2019.

Prior to rejoining the Company in September 2021, he worked as President for K&P Medical Transport, LLC.

Executive Vice President and Chief Risk Officer of the Company since July 2019;

Senior Vice President and Chief Enterprise Risk Management Officer from August 2018 through July 2019;

Senior Vice President and Audit Coordinator and Director of Operations from December 2011 through August 2018;

1 unchanged sentence

Corporate Secretary for the Company since 1996;

working for State Bank in February 1990 as the Accounting Supervisor.

Began working for State Bank in February 1990 as the Accounting Supervisor.

Columbus Regional President and Residential Real Estate Executive since May 2021;

Columbus Regional President from November 2007 through May 2021.

Began working for State Bank in November 2007 as a Columbus Regional President.

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 3. Legal Proceedings