PATRIOT NATIONAL BANCORP INC 10-K

ITEM 2. Properties We own or lease buildings that are used in the normal course of our business. The Company owns its corporate headquarters, located at 900 Bedford Street, Stamford, Connecticut. At December 31, 2025, the Bank operated 8 branches in portions of Connecticut and New York. See Note 1 “Nature of Operations and Summary of Significant Accounting Policies,” Note 6 2025 FORM 10-K 19 Premises and Equipment,” and Note 12 “Leases” in the “Notes to the Consolidated Financial Statements” of this Form 10-K for information with respect to the amounts at which our premises and equipment are carried. The following table summarizes Patriot’s owned and leased properties as of December 31, 2025: Street Address City County State Owned: 233 Post Road Darien Fairfield Connecticut 1755 Black Rock Turnpike Fairfield Fairfield Connecticut 100 Mason Street Greenwich Fairfield Connecticut 900 Bedford Street Stamford Fairfield Connecticut 999 Bedford Street Stamford Fairfield Connecticut 771 Boston Post Road Milford New Haven Connecticut 50 Charles Street Westport Fairfield Connecticut Leased: 16 River Street Norwalk Fairfield Connecticut 415 Post Road East Westport Fairfield Connecticut 495 Central Park Avenue Scarsdale Westchester New York 7 Old Tavern Road Orange New Haven Connecticut 1200 Riverplace Blvd Jacksonville Duval County Florida 9647 Brighton Way Beverly Hills Los Angeles California ITEM 3. Legal Proceedings Other than ordinary routine litigation incidental to its business, neither the Company nor the Bank has any pending legal proceedings to which the Company or the Bank is a party or any of its property is subject. ITEM 4. Mine Safety Disclosures Not applicable. 2025 FORM 10-K 20 PART II