What changed in this filing

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Item 5. Other Information

2026-08-13 compared with 2026-05-15 · 19 added, 22 removed, 26 unchanged (61% of the section changed)

OTHER INFORMATION

During the three months ended March 31, 2026, no director or officer of the Company adopted , modified, or terminated a “Rule 10b5-1 trading

arrangement” or a “non-Rule 10b5-1 trading arrangement” as each term is defined in Item 408(a) of Regulation S-K.

During the three months

ended June 30, 2026, no director or officer of the Company adopted ,

modified, or terminated a “Rule 10b5-1 trading arrangement” or a

“non-Rule 10b5-1 trading arrangement” as each term is defined in Item

408(a) of Regulation S-K.

(a) Exhibits:

2 unchanged sentences

Amended Articles of Incorporation of Ohio Valley (reflects amendments through April 7, 1999) [for SEC reporting compliance only - - not filed with the Ohio Secretary of State]:

Incorporated herein by reference

to Exhibit 3(a) to Ohio Valley’s Annual Report on Form 10-K for fiscal year ended December 31, 2007.

Code of Regulations of Ohio Valley:

Incorporated herein by reference to Exhibit 3(b) to Ohio Valley’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2010.

Agreement to furnish

instruments and agreements defining rights of holders of long-term debt:

Filed herewith.

Rule 13a-14(a)/15d-14(a)

Certification (Principal Executive Officer):

Incorporated herein by reference to Exhibit 3(a) to Ohio Valley’s Annual Report on Form 10-K for fiscal year ended December 31, 2007.

Amended and Restated Code of Regulations of

Incorporated herein by reference to Exhibit 3 .1 to Ohio Valley’s Current Report on Form 8 - K filed on May 15, 2026 .

Agreement to furnish instruments and agreements defining rights of holders of long-term debt:

Filed herewith.

Rule 13a-14(a)/15d-14(a)

Certification (Principal Financial Officer):

Rule 13a-14(a)/15d-14(a) Certification (Principal Executive Officer):

Filed herewith.

Section 1350 Certifications

(Principal Executive Officer and Principal Accounting Officer):

Rule 13a-14(a)/15d-14(a) Certification (Principal Financial Officer):

Filed herewith.

XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL

Section 1350 Certifications (Principal Executive Officer and Principal Accounting Officer):

Furnished herewith.

XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

XBRL Taxonomy Extension Schema:

10 unchanged sentences

# Attached as Exhibit 101 are the following documents formatted in XBRL (eXtensive Business Reporting Language):

(i) Unaudited Consolidated Balance

(i) Unaudited Consolidated Balance Sheets;

(ii) Unaudited Consolidated Statements of Income;

1 unchanged sentence

(iv) Unaudited Consolidated Statements of Changes in Shareholders’ Equity;

(v) Unaudited Condensed Consolidated

Statements of Cash Flows;

(v) Unaudited Condensed Consolidated Statements of Cash Flows;

and (vi) Notes to the Unaudited Consolidated Financial Statements.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

the undersigned thereunto duly authorized.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

OHIO VALLEY BANC CORP.

August 13, 2026

Chief Executive Officer

August 13, 2026

Senior Vice President and Chief Financial Officer

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-Q

Item 5. Other Information