OCEANFIRST FINANCIAL CORP 10-K

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities Market Information for Common Stock OceanFirst Financial Corp.’s common stock is traded on the NASDAQ Global Select Market under the symbol OCFC. As of February 19, 2026, there were 2,464 common stockholders of record. Stock Performance Graph The following graph shows a comparison of total stockholder return on OceanFirst Financial Corp.’s common stock, based on the market price of the Company’s common stock with the cumulative total return of companies in the NASDAQ Composite Index and the KBW Regional Banking Index for the period from December 31, 2020 through December 31, 2025. The graph may not be indicative of possible future performance of the Company’s common stock. Cumulative return assumes the reinvestment of dividends and is expressed in dollars based on an initial investment of $100. Period Ending Index 12/31/20 12/31/21 12/31/22 12/31/23 12/31/24 12/31/25 OceanFirst Financial Corp. $ 100.00 $ 123.13 $ 122.08 $ 104.71 $ 114.57 $ 119.00 NASDAQ Composite Index 100.00 122.18 82.43 119.22 154.48 187.14 KBW Regional Banking Index 100.00 136.64 127.17 126.67 143.39 152.71 For both years ended December 31, 2025 and 2024, the Company paid an annual cash dividend of $0.80 per share. On June 25, 2021, the Company announced the authorization to repurchase up to an additional 5% of the Company’s outstanding common stock, or 3.0 million shares. Further, on July 16, 2025, the Company announced its Board authorized a 2025 Stock Repurchase Program to repurchase up to an additional 3.0 million shares. The stock repurchase plans have no scheduled expiration date and the Board of Directors has the right to suspend or discontinue the plans at any time. The Company did not repurchase any shares of its common stock through the stock repurchase programs during the quarter ended December 31, 2025. At December 31, 2025, there were 3,226,284 shares available for repurchase under the Company’s stock repurchase programs. 52 For the three months ended December 31, 2025, 29,284 shares were repurchased outside of the Company’s stock repurchase program at an average share price of $19.05. The Company repurchased these shares from employees that elected to exercise vested stock options. These shares were repurchased pursuant to the terms of the applicable plan and not under the Company’s share repurchase program. Period Total Number of Shares Purchased Average Price Paid per Share October 1, 2025 through October 31, 2025 1,319 $ 19.23 November 1, 2025 through November 30, 2025 2,385 17.81 December 1, 2025 through December 31, 2025 25,580 19.15 Item 6. Reserved