3 unchanged sentences
Repurchase of Securities
−Removed: At December 31, 2024, there were 110,000 shares available for repurchase under the previously announced stock repurchase program, which lapsed on December 31, 2024, leaving zero shares currently available for repurchase.
+Added: At December 31, 2025, there were zero shares currently available for repurchase.
The Company repurchased 60,136 shares in 2024 and 834,692 shares in 2023.
12 unchanged sentences
We do not have any equity compensation plans that have not been approved by our shareholders.
−Removed: Stock Performance Graph
+Added: Five-Year Stock Performance Graph
The graph shown below depicts the total return to shareholders during the period beginning after December 31, 2020, and ending December 31, 2025.
The definition of total return includes appreciation in market value of the stock, as well as the actual cash and stock dividends paid to shareholders.
−Removed: The comparable indices utilized are the Russell 3000 Index, representing approximately 98% of the U.S.
−Removed: equity market, and the S&P U.S.
−Removed: Small Cap Banks Index, comprised of publicly traded banks with a market capitalization between $133 million to $19.3 billion and average of $2.0 billion, which are located in the United States.
+Added: The comparable indices utilized are the Russell 3000 Index and the S&P U.S.
+Added: Small Cap Banks Index.
+Added: Small Cap Banks Index is comprised of publicly traded banks with a market capitalization between $104 million to $27.2 billion and average of $2.0 billion, which are located in the United States.
The graph assumes that the value of the investment in the Company’s common stock and each of the two indices was $100 on December 31, 2020, and that all dividends were reinvested.
6 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.