What changed 10-K

Item 2. Properties

2026-03-10 compared with 2025-03-17 · 3 added, 7 removed, 10 unchanged (50% of the section changed)

6 unchanged sentences

4800 T Rex Avenue

Boca Raton, FL 33431 April 2026 Corporate headquarters, lending operations and subsidiaries’ offices

1981 Marcus Avenue

Lake Success, NY 11042 April 2027 Newtek Bank, lending operations, corporate operations, NY Capco offices and subsidiaries’ offices

1985 Marcus Avenue

Lake Success, NY 11042 April 2027 Newtek Bank and lending operations

Boca Raton, FL 33431 June 2029 Corporate headquarters, lending operations and subsidiaries’ offices

200 and 250 South Orange Avenue, Orlando, FL 32801 February 2030 Lending operations

1111 Brickell Avenue, Suite 135

Miami, Florida 33131 February 2027 Main office Newtek Bank

Wilmington, NC

Miami, FL 33131 February 2027 Main office of Newtek Bank 1,800

1410 Commonwealth Dr, Ste 201 A Wilmington, NC 28403 October 2027

Newtek Bank operations

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.