What changed 10-K

Item 1B. Unresolved Staff Comments

2026-02-17 compared with 2025-02-18 · 2 added, 2 removed, 41 unchanged (9% of the section changed)

18 unchanged sentences

We rely on software, hardware, and network systems, including cloud-based technology, that are either developed by us or licensed from or maintained by third parties to maintain operations.

In the ordinary course of our business, we collect and utilize proprietary and customer information and data.

We utilize systems designed to protect customer information and prevent fraudulent transactions and other security breaches.

In the ordinary course of our business, we collect and utilize proprietary and client information and data.

We utilize systems designed to protect client information and prevent fraudulent transactions and other security breaches.

We rely on third-party software products to secure our credit card transactions.

21 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.