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Our bank operates 46 banking offices primarily concentrated throughout Western and Central Michigan, most of which are full-service facilities.
−Removed: We also have a banking office in Troy, Michigan, and residential mortgage loan production offices in Petoskey, Michigan and the Cincinnati, Ohio metropolitan area.
+Added: We also have a banking office in Troy, Michigan, and residential mortgage loan production offices in Midland and Petoskey, Michigan and the Cincinnati, Ohio metropolitan area.
We have larger banking facilities in Kalamazoo, Lansing, Mt.
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The remaining banking offices generally range in size from 1,200 to 3,200 square feet, based on the location and number of employees located at the facility.
−Removed: All of our banking offices are owned by our bank except for ten that are rented under various operating lease agreements.
+Added: All of our banking offices are owned by our bank except for eleven that are rented under various operating lease agreements.
In several instances, the banking offices contain more usable space than what is needed for current banking operations.
This excess space, totaling approximately 23,500 square feet, is generally leased to unrelated businesses.
−Removed: In addition, certain functions operate out of our standalone facility located in Alma.
+Added: In addition, certain functions operate out of our standalone facility located in Alma, Michigan.
We consider our properties and equipment to be well maintained, in good operating condition and capable of accommodating current growth forecasts.
1 unchanged sentence
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.