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What changed 10-K
Item 7A. Quantitative and Qualitative Disclosures About Market Risk
2026-02-27 compared with 2025-03-18 · 2 added, 2 removed, 53 unchanged (7% of the section changed)
18 unchanged sentences
The results of each variation are compared against the base case scenario to determine the potential change in earnings.
−Removed: EVE and NII simulations are completed routinely and presented to the Asset/Liability Committee.
−Removed: The simulations provide an estimate of the impact of changes in interest rates on equity and net interest income under a range of assumptions, under instantaneous parallel interest rate shocks assuming a static balance sheet.
+Added: EVE and NII simulations are completed regularly and presented to the Asset/Liability Committee.
+Added: The simulations provide an estimate of the impact of changes in interest rates on equity and net interest income under a range of assumptions, and under instantaneous parallel interest rate shocks assuming a static balance sheet.
The numerous assumptions used in the simulation process are provided to the Asset/Liability Committee on at least an annual basis.
33 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.