Other Information
−Removed: During the fiscal quarter ended March 31, 2025,
+Added: During the fiscal quarter ended September 30,
2025, none of our directors or officers informed us of the adoption or termination of a “Rule 10b5-1 trading arrangement or “non-Rule
10 unchanged sentences
Specimen Stock Certificate of Kentucky First Federal Bancorp
+Added: Formal Written Agreement, dated August 13, 2024, between First Federal Savings Bank of Kentucky and the Office of the Comptroller of the Currency
CEO Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
2 unchanged sentences
CFO Certification Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
−Removed: The following materials from Kentucky First Federal Bancorp’s
−Removed: Quarterly Report On Form 10-Q for the quarter ended March 31, 2025 formatted in Extensible Business Reporting Language (XBRL):
−Removed: Condensed Consolidated Balance Sheets;
+Added: The following materials from Kentucky First Federal Bancorp’s Quarterly Report On Form 10-Q for the quarter ended September 30, 2025 formatted in Extensible Business Reporting Language (XBRL):
+Added: (i) the Condensed Consolidated Balance Sheets;
(ii) the Condensed Consolidated Statements of Operations;
−Removed: (iii) the Condensed Consolidated Statements
−Removed: of Comprehensive Income;
+Added: (iii) the Condensed Consolidated Statements of Comprehensive Income;
(iv) the Consolidated Statements of Changes in Shareholders’ Equity;
−Removed: (v) the Condensed Consolidated Statements
−Removed: of Cash Flows:
−Removed: and (vi) the Notes to the Consolidated Financial Statements.
+Added: (v) the Condensed Consolidated Statements of Cash Flows:
+Added: and (vi) the related Notes.
Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).
4 unchanged sentences
Incorporated herein by reference to the Company’s Current Report on Form 8-K filed February 2, 2022 (File No.
+Added: Incorporated herein by reference to the Company’s Form 8-K filed on August 15, 2024 (File No.
Kentucky First Federal Bancorp
2 unchanged sentences
KENTUCKY FIRST FEDERAL BANCORP
+Added: November 14, 2025
Chief Executive Officer
+Added: November 14, 2025
Vice President and Chief Financial Officer
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.