Item 9A. Controls and Procedures
Item 9A. CONTROLS AND PROCEDURES
Disclosure Controls and Procedures
We have established disclosure controls and procedures to ensure that information we are required to disclose in the reports
we file or submit under the Securities Exchange Act of 1934, as amended (“Exchange Act”), is recorded, processed,
summarized and reported within the time periods specified in the SEC ’s rules and forms, and accumulated and communicated
to management, including our Chief Executive Officer (“ Principal Executive Officer ”) and Chief Financial Officer (“ Principal
Financial Officer ”), as appropriate, to allow timely decisions regarding required disclosure. Under the supervision and with the
participation of senior management, including our Principal Executive Officer and Principal Financial Officer , we evaluated our
disclosure controls and procedures, as such term is defined under Rule 13a-15(e) promulgated under the Exchange Act. Based
on this evaluation, our Principal Executive Officer and Principal Financial Officer concluded that our disclosure controls and
procedures were effective as of November 30, 2025 .
Internal Control Over Financial Reporting
(a) Management’s Annual Report on Internal Control Over Financial Reporting
Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as such
term is defined in Rule 13a-15(f) under the Exchange Act. Internal control over financial reporting is a process designed to
provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for
external reporting purposes in accordance with GAAP . Our management recognizes that there are inherent limitations in the
effectiveness of any internal control and that effective internal control over financial reporting may not prevent or detect
misstatements. In addition, because of changes in conditions, the effectiveness of internal control over financial reporting may
vary over time. Under the supervision and with the participation of senior management, including our Principal Executive
Officer and Principal Financial Officer , we evaluated the effectiveness of our internal control over financial reporting based on
the Internal Control — Integrated Framework (2013) established by the Committee of Sponsoring Organizations of the
Treadway Commission. Based on the evaluation under that framework and applicable SEC rules, our management concluded
that our internal control over financial reporting was effective as of November 30, 2025 .
Ernst & Young LLP, the independent registered public accounting firm that audited our consolidated financial statements
included in this annual report, has issued its report on the effectiveness of our internal control over financial reporting as of
November 30, 2025 , which is presented below.
(b) Report of Independent Registered Public Accounting Firm
To the Stockholders and the Board of Directors of KB Home:
Opinion on Internal Control Over Financial Reporting
We have audited KB Home’s internal control over financial reporting as of November 30, 2025 , based on criteria
established in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway
Commission (2013 framework) (the COSO criteria). In our opinion, KB Home (the Company) maintained, in all material
respects, effective internal control over financial reporting as of November 30, 2025 , based on the COSO criteria.
We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United
States) (PCAOB), the 2025 consolidated financial statements of the Company and our report dated January 23, 2026 expressed
an unqualified opinion thereon.
Basis for Opinion
The Company’s management is responsible for maintaining effective internal control over financial reporting and for its
assessment of the effectiveness of internal control over financial reporting included in the accompanying Management’s Annual
Report on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal
control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable
rules and regulations of the Securities and Exchange Commission and the PCAOB.
98
We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and
perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was
maintained in all material respects.
Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and
performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a
reasonable basis for our opinion.
Definition and Limitations of Internal Control Over Financial Reporting
A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures
that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit
preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and
expenditures of the company are being made only in accordance with authorizations of management and directors of the
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or
disposition of the company’s assets that could have a material effect on the financial statements.
Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also,
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.
/s/ Ernst & Young LL P
Los Angeles, California
January 23, 2026
(c) Changes in Internal Control Over Financial Reporting
There have been no changes in our internal control over financial reporting during the quarter ended November 30, 2025
that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.
Item 9B. OTHER INFORMATION
None of our directors or executive officers adopted or terminated a Rule 10b5-1 trading arrangement or a non-Rule 10b5-1
trading arrangement during the quarter ended November 30, 2025 , as such terms are defined under Item 408(a) of Regulation S-
K. Additionally, we did not adopt or terminate a Rule 10b5-1 trading arrangement during the quarter ended November 30,
2025 .
Item 9C. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS
Not applicable.
PART III
Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
The information for this item for executive officers is provided above in the Executive Officers of the Registrant section in
this report. Except as stated below, the other information for this item will be provided to the extent applicable in the
“Corporate Governance and Board Matters,” “Election of Directors,” “Ownership of KB Home Securities” and “Annual
Meeting, Voting and Other Information” sections in our 2026 Proxy Statement and is incorporated herein by this reference.
99
Ethics Policy
We have adopted an ethics policy for our directors, officers (including our principal executive officer, principal financial
officer and principal accounting officer) and employees. The ethics policy is available on our investor relations website at
investor.kbhome.com. Stockholders may request a free copy of the ethics policy from:
KB Home
Attention: Investor Relations
10990 Wilshire Boulevard
Los Angeles, California 90024
(310) 231-4000
investorrelations@kbhome.com
Within the time period required by the SEC and the New York Stock Exchange, we will post on our investor relations
website any amendment to our ethics policy and any waiver applicable to our principal executive officer, principal financial
officer or principal accounting officer, or persons performing similar functions, and our other executive officers or directors.
Corporate Governance Principles
We have adopted corporate governance principles, which are available on our investor relations website. Stockholders may
request a free copy of the corporate governance principles from the address, phone number and e-mail address stated above
under “Ethics Policy.”
Insider Trading Policy
We have adopted an insider trading policy and procedures applicable to our and our directors’, officers’ and employees’
purchase, sale or other disposition of our securities that we believe are reasonably designed to promote compliance with insider
trading laws, rules and regulations and New York Stock Exchange listing standards. This policy and the procedures are set
forth in our Policy on Transactions in Company Securities included as Exhibit 19.1 to this report.
Item 11. EXECUTIVE COMPENSATION
The information for this item will be provided in the “Corporate Governance and Board Matters” and “Compensation
Discussion and Analysis” sections in our 2026 Proxy Statement and is incorporated herein by this reference.
Item 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND
RELATED STOCKHOLDER MATTERS
Except as provided below, the information for this item will be provided in the “Ownership of KB Home Securities”
section in our 2026 Proxy Statement and is incorporated herein by this reference.
The following table presents information as of November 30, 2025 with respect to shares of our common stock that may be
issued under our existing equity compensation plans:
Equity Compensation Plan Information
Plan category
Number of
common shares to
be issued upon
exercise of
outstanding options,
warrants and
rights
(a) (i)
Weighted-average
exercise price of
outstanding options,
warrants and rights
(b) (i)
Number of common
shares remaining
available for future
issuance under equity
compensation plans
(excluding common
shares reflected in
column(a))
(c)
Equity compensation plans approved by stockholders
1,503,430
$ 16.21
7,203,338
Equity compensation plans not approved by stockholders
—
—
—
Total
1,503,430
$ 16.21
7,203,338
100
(i) The number of shares in column (a) reflects outstanding stock options and 1,152,566 outstanding PSUs (at target amount)
as of November 30, 2025 , as described in Note 21 – Employee Benefit and Stock Plans in the Notes to Consolidated
Financial Statements in this report. For the outstanding PSUs, the number of shares approved for grant will depend on our
performance on the applicable measures during the relevant performance periods, and we cannot predict the extent to
which any shares under these awards will ultimately vest. The weighted average exercise price in column (b) does not take
into account the outstanding PSUs.
Item 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
The information for this item will be provided in the “Corporate Governance and Board Matters” section in our 2026 Proxy
Statement and is incorporated herein by this reference.
Item 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES
The information for this item will be provided in the “Independent Auditor Fees and Services” section in our 2026 Proxy
Statement and is incorporated herein by this reference.
PART IV
Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
(a) 1. Financial Statements
Reference is made to the index set forth on page 57 of this Annual Report on Form 10-K.
2. Financial Statement Schedules
Financial statement schedules have been omitted because they are not applicable or the required information is
provided in the consolidated financial statements or notes thereto.
3. Exhibits
Exhibit
Number
Description
3.1
Restated Certificate of Incorporation, as amended, filed as an exhibit to our Current Report on Form 8-K dated
April 7, 2009 (File No. 001-09195), is incorporated by reference herein.
3.2
Certificate of Correction of Restated Certificate of Incorporation, as amended, filed as an exhibit to our 2024
Annual Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
3.3
Amended and Restated By-Laws of KB Home, as amended, filed as exhibit to our Current Report on Form 8-
K dated April 18, 2024 (File No. 001-09195), is incorporated by reference herein.
4.1
Indenture relating to our Senior Notes among us, the Guarantors party thereto and Sun Trust Bank, Atlanta,
dated January 28, 2004, filed as an exhibit to our Registration Statement No. 333-114761 on Form S-4, is
incorporated by reference herein.
4.2
Fifth Supplemental Indenture, dated August 17, 2007, relating to our Senior Notes by and between us, the
Guarantors named therein, and the Trustee, filed as an exhibit to our Current Report on Form 8-K dated
August 22, 2007 (File No. 001-09195), is incorporated by reference herein.
4.3
Sixth Supplemental Indenture, dated as of January 30, 2012, relating to our Senior Notes by and between us,
the Guarantors named therein, and the Trustee, filed as an exhibit to our Current Report on Form 8-K dated
February 2, 2012 (File No. 001-09195), is incorporated by reference herein.
4.4
Seventh Supplemental Indenture, dated as of January 11, 2013, relating to our Senior Notes by and among us,
the Guarantors named therein, and the Trustee, filed as an exhibit to our Current Report on Form 8-K dated
January 11, 2013 (File No. 001-09195), is incorporated by reference herein.
4.5
Eighth Supplemental Indenture, dated as of March 12, 2013, by and among us, the Guarantors party thereto,
the Additional Guarantors named therein and U.S. Bank National Association, as Trustee, filed as an exhibit to
our Quarterly Report on Form 10-Q for the quarter ended May 31, 2013 (File No. 001-09195), is incorporated
by reference herein.
101
Exhibit
Number
Description
4.6
Ninth Supplemental Indenture, dated as of February 28, 2014, by and among us, the Guarantors party thereto,
the Additional Guarantors named therein and U.S. Bank National Association, as Trustee, filed as an exhibit to
our Post-Effective Amendment No. 4 to Form S-3 Registration Statement (No. 333-176930), is incorporated
by reference herein.
4.7
Tenth Supplemental Indenture, dated as of January 22, 2019, by and among us, the Guarantors party thereto,
the Additional Guarantors named therein and U.S. Bank National Association, as Trustee, filed as an exhibit to
our 2018 Annual Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
4.8
Form of 6.875% Senior Notes due 2027, filed as an exhibit to our Current Report on Form 8-K dated February
20, 2019 (File No. 001-09195), is incorporated by reference herein.
4.9
Form of officers’ certificates and guarantors’ certificates establishing the form and terms of the 6.875% Senior
Notes due 2027, filed as an exhibit to our Current Report on Form 8-K dated February 20, 2019 (File No.
001-09195), is incorporated by reference herein.
4.10
Form of 4.800% Senior Notes due 2029, filed as an exhibit to our Current Report on Form 8-K dated
November 4, 2019 (File No. 001-09195), is incorporated by reference herein.
4.11
Form of officers’ certificates and guarantors’ certificates establishing the form and terms of the 4.800% Senior
Notes due 2029, filed as an exhibit to our Current Report on Form 8-K dated November 4, 2019 (File No.
001-09195), is incorporated by reference herein.
4.12
Form of 4.00% Senior Notes due 2031, filed as an exhibit to our Current Report on Form 8-K dated June 9,
2021 (File No. 001-09195), is incorporated by reference herein.
4.13
Form of officers' certificate and guarantors' certificates establishing the form and terms of the 4.00% Senior
Notes due 2031, filed as an exhibit to our Current Report on Form 8-K dated June 9, 2021 (File No.
001-09195), is incorporated by reference herein.
4.14
Description of KB Home Common Stock Registered Under Section 12 of the Securities Exchange Act of
1934, filed as an exhibit to our 2019 Annual Report on Form 10-K (File No. 001-09195), is incorporated by
reference herein.
4.15
Eleventh Supplemental Indenture, dated as of January 20, 2022, by and among us, the Guarantors party
thereto, the Additional Guarantors named therein and U.S. Bank National Association, as Trustee, filed as an
exhibit to Post-Effective Amendment No. 1 to the Registration Statement on Form S-3 (Registration Statement
No. 333-239778) (File No. 001-09195), dated February 4, 2022, is incorporated by reference herein.
4.16
Form of 7.250% Senior Notes due 2030, filed as an exhibit to our Current Report on Form 8-K dated June 22,
2022 (File No. 001-09195), is incorporated by reference herein.
4.17
Form of officers’ certificate and guarantors’ certificates establishing the form and terms of the 7.250% Senior
Notes due 2030, filed as an exhibit to our Current Report on Form 8-K dated June 22, 2022 (File No.
001-09195), is incorporated by reference herein.
4.18
Twelfth Supplemental Indenture, dated as of January 19, 2023, by and among us, the Guarantors party thereto,
the Additional Guarantor named therein and Regions Bank, as Trustee, filed as exhibit to our 2022 Annual
Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
4.19†
Thirteenth Supplemental Indenture, dated as of January 16, 2026, by and among us, the Guarantors party
thereto, the Additional Guarantor named therein and Regions Bank, as Trustee.
10.1
KB Home Directors’ Legacy Program, as amended January 1, 1999, filed as an exhibit to our 1998 Annual
Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
10.2*
KB Home Nonqualified Deferred Compensation Plan with respect to deferrals prior to January 1, 2005,
effective March 1, 2001, filed as an exhibit to our 2001 Annual Report on Form 10-K (File No. 001-09195), is
incorporated by reference herein.
10.3*
KB Home Nonqualified Deferred Compensation Plan with respect to deferrals on and after January 1, 2005,
effective January 1, 2009, filed as an exhibit to our 2008 Annual Report on Form 10-K (File No. 001-09195),
is incorporated by reference herein.
10.4*
KB Home Change in Control Severance Plan, as amended and restated effective January 1, 2009, filed as an
exhibit to our 2008 Annual Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
102
Exhibit
Number
Description
10.5*
KB Home Death Benefit Only Plan, filed as an exhibit to our 2001 Annual Report on Form 10-K (File No.
001-09195), is incorporated by reference herein.
10.6*
Amendment No. 1 to the KB Home Death Benefit Only Plan, effective as of January 1, 2009, filed as an
exhibit to our 2008 Annual Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
10.7*
KB Home Retirement Plan, as amended and restated effective January 1, 2009, filed as an exhibit to our 2008
Annual Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
10.8*
Employment Agreement of Jeffrey T. Mezger, dated February 28, 2007, filed as an exhibit to our Current
Report on Form 8-K dated March 6, 2007 (File No. 001-09195), is incorporated by reference herein.
10.9*
Amendment to the Employment Agreement of Jeffrey T. Mezger, dated December 24, 2008, filed as an
exhibit to our 2008 Annual Report on Form 10-K (File No. 001-09195), is incorporated by reference herein.
10.10*
Policy Regarding Stockholder Approval of Certain Severance Payments, adopted July 10, 2008, filed as an
exhibit to our Current Report on Form 8-K dated July 15, 2008 (File No. 001-09195), is incorporated by
reference herein.
10.11*
KB Home Executive Severance Plan, filed as an exhibit to our Quarterly Report on Form 10-Q for the quarter
ended August 31, 2008 (File No. 001-09195), is incorporated by reference herein.
10.12*
Executive Severance Benefit Decisions, filed as an exhibit to our Quarterly Report on Form 10-Q for the
quarter ended February 28, 2011 (File No. 001-09195), is incorporated by reference herein.
10.13*
KB Home 2014 Equity Incentive Plan, filed as an exhibit to our Quarterly Report on Form 10-Q for the
quarter ended February 28, 2014 (File No. 001-09195), is incorporated by reference herein.
10.14*
Form of Stock Option Agreement under the KB Home 2014 Equity Incentive Plan, filed as an exhibit to our
Current Report on Form 8-K dated October 14, 2014 (File No. 001-09195), is incorporated by reference
herein.
10.15*
Amended KB Home 2014 Equity Incentive Plan, effective April 7, 2016, filed as an exhibit to our Quarterly
Report on Form 10-Q for the quarter ended May 31, 2016 (File No. 001-09195), is incorporated by reference
herein .
10.16
Fifth Amended and Restated KB Home Non-Employee Directors Compensation Plan, effective as of July 11,
2019, filed as an exhibit to our Quarterly Report on Form 10-Q for the quarter ended August 31, 2019 (File
No. 001-09195), is incorporated by reference herein.
10.17
Second Amendment to the KB Home Nonqualified Deferred Compensation Plan, effective December 1, 2020,
filed as an exhibit to our 2020 Annual Report on Form 10-K (File No. 001-09195), is incorporated by
reference herein.
10.18*
Amended and Restated KB Home 2014 Equity Incentive Plan, effective April 20, 2023, filed as an exhibit to
our Quarterly Report on Form 10-Q for the quarter ended May 31, 2023 (File No. 001-09195), is incorporated
by reference herein.
10.19*
Amended and Restated KB Home 2014 Equity Incentive Plan Performance-Based Restricted Stock Unit
Award Agreement, filed as an exhibit to our Current Report on Form 8-K (File No. 001-09195) dated October
11, 2023, is incorporated by reference herein.
10.20*
Amended and Restated KB Home 2014 Equity Incentive Plan Restricted Stock Award Agreement, filed as an
exhibit to our Current Report on Form 8-K (File No. 001-09195) dated October 11, 2023, is incorporated by
reference herein.
10.21*
Form of Indemnification Agreement, filed as an exhibit to our Current Report on Form 8-K dated January 17,
2024 (File No. 001-09195), is incorporated by reference herein.
10.22*
Amended and Restated KB Home 2014 Equity Incentive Plan Performance-Based Restricted Stock Unit
Award Agreement (2025), filed as an exhibit to our Quarterly Report on Form 10-Q for the quarter ended
August 31, 2025 (File No. 001-09195), is incorporated by reference herein.
10.23*
Amended and Restated KB Home 2014 Equity Incentive Plan Restricted Stock Award Agreement (2025),
filed as an exhibit to our Quarterly Report on Form 10-Q for the quarter ended August 31, 2025 (File No.
001-09195), is incorporated by reference herein.
103
Exhibit
Number
Description
10.24†
Credit Agreement, dated November 12, 2025, among us, the banks party thereto and Bank of America, N.A.,
as Administrative Agent .
10.25†
Amended and Restated Term Loan Agreement, dated November 12, 2025, among us, the banks party thereto,
and Wells Fargo Bank, National Association, as Administrative Agent .
19.1
Policy on Transactions in Company Securities, filed as an exhibit to our 2024 Annual Report on Form 10-K
(File No. 001-09195), is incorporated by reference herein.
21†
Subsidiaries of the Registrant .
22†
List of Guarantor Subsidiaries .
23†
Consent of Independent Registered Public Accounting Firm.
31.1†
Certification of Jeffrey T. Mezger, Chairman and Chief Executive Officer of KB Home Pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002.
31.2†
Certification of Robert R. Dillard, Executive Vice President and Chief Financial Officer of KB Home Pursuant
to Section 302 of the Sarbanes-Oxley Act of 2002 .
32.1†
Certification of Jeffrey T. Mezger, Chairman and Chief Executive Officer of KB Home Pursuant to 18 U.S.C.
Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
32.2†
Certification of Robert R. Dillard, Executive Vice President and Chief Financial Officer of KB Home Pursuant
to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
97.1
KB Home Compensation Recovery Policy, filed as an exhibit to our 2023 Annual Report on Form 10-K (File
No. 001-09195), is incorporated by reference herein.
101.INS
XBRL Instance Document - the instance document does not appear in the Interactive Data File because its
XBRL tags are embedded within the Inline XBRL document.
101.SCH
Inline XBRL Taxonomy Extension Schema Document.
101.CAL
Inline XBRL Taxonomy Extension Calculation Linkbase Document.
101.DEF
Inline XBRL Taxonomy Extension Definition Linkbase Document.
101.LAB
Inline XBRL Taxonomy Extension Label Linkbase Document.
101.PRE
Inline XBRL Taxonomy Extension Presentation Linkbase Document.
104†
Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).
* Management contract or compensatory plan or arrangement in which executive officers are eligible to participate.
† Document filed with this Form 10-K.
Item 16. FORM 10-K SUMMARY
None.
104
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused
this report to be signed on its behalf by the undersigned, thereunto duly authorized.
KB Home
By:
/ S / ROBERT R. DILLARD
Robert R. Dillard
Executive Vice President and Chief Financial Officer
Date:
January 23, 2026
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following
persons on behalf of the registrant and in the capacities and on the dates indicated:
Signature
Title
Date
/ S / JEFFREY T. MEZGER
Chairman and Chief Executive Officer
(Principal Executive Officer)
January 23, 2026
Jeffrey T. Mezger
/ S / ROBERT R. DILLARD
Executive Vice President and
Chief Financial Officer
(Principal Financial Officer)
January 23, 2026
Robert R. Dillard
/ S / WILLIAM R. HOLLINGER
Senior Vice President and
Chief Accounting Officer
(Principal Accounting Officer)
January 23, 2026
William R. Hollinger
/ S / JOSE M. BARRA
Director
January 23, 2026
Jose M. Barra
/ S / ARTHUR R. COLLINS
Director
January 23, 2026
Arthur R. Collins
/ S / DORENE C. DOMINGUEZ
Director
January 23, 2026
Dorene C. Dominguez
/ S / KEVIN P. ELTIFE
Director
January 23, 2026
Kevin P. Eltife
/ S / STUART A. GABRIEL
Director
January 23, 2026
Stuart A. Gabriel
/ S / THOMAS W. GILLIGAN
Director
January 23, 2026
Thomas W. Gilligan
/ S / CHERYL J. HENRY
Director
January 23, 2026
Cheryl J. Henry
/ S / JODEEN A. KOZLAK
Director
January 23, 2026
Jodeen A. Kozlak
/ S / JAMES C. WEAVER
Director
January 23, 2026
James C. Weaver