Item 5. Market for Registrant’s Common Equity
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Common Stock
Our common stock is traded on the Nasdaq Global Market under the symbol “JCAP”. The following graph and subsequent table compare, from June 30, 2025 to December 31, 2025, cumulative stockholder returns assuming an initial investment of $100 in our common stock (JCAP), the stocks comprising the Nasdaq Financial 100 (IXF) and the stocks comprising the Nasdaq Global Market Composite Index (NQGM) at the beginning of the period. Any dividends paid during the period are assumed to be reinvested.
2025
Ticker
June
July
August
September
October
November
December
Jefferson Capital, Inc.
JCAP
$100.0
$91.4
$103.3
$94.7
$103.6
$116.4
$124.0
Nasdaq Financial 100
IXF
$100.0
$102.7
$103.9
$105.2
$102.7
$102.2
$101.3
Nasdaq Global Market Composite Index
NQGM
$100.0
$107.0
$108.2
$109.3
$114.1
$111.0
$112.4
The comparisons of stock performance shown above are not intended to forecast or be indicative of possible future performance of our common stock. We do not make or endorse predictions as to our future stock performance.
Holders
As of March 9, 2026, there were 178 holders of record of our common stock. Because many of our shares of common stock are held by brokers and institutions on behalf of stockholders, we are unable to estimate the total number of beneficial owners of our common stock represented by these record holders.
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Dividend Policy
Declaration and payment of any dividend will be subject to the discretion of our board of directors. The time and amount of dividends will be dependent upon our business prospects, results of operations, financial condition, cash requirements and availability, debt repayment obligations, capital expenditure needs, contractual restrictions, covenants in the agreements governing our current and future indebtedness, industry trends, the provisions of Delaware law affecting the payment of distributions to stockholders and any other factors our board of directors may consider relevant. We have paid and intend to continue to pay quarterly cash dividends of $0.24 per share.
Issuer Purchases of Equity Securities
None.
Recent Sales of Unregistered Securities
None.
Use of Proceeds
All shares of common stock issued and sold in the IPO were registered under the Securities Act pursuant to our registration statement on Form S-1, as amended (File No. 333-287488), which was declared effective by the SEC on June 25, 2025.
There have been no material changes in the expected use of net proceeds from our IPO as described under the heading “Use of Proceeds” in our final prospectus filed with the SEC pursuant to Rule 424(b)(4) under the Securities Act on June 27, 2025.
Item 6. [Reserved]
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