−Removed: Unresolved Staff Comments
−Removed: information is not required for smaller reporting companies.
+Added: Unresolved Staff
Cybersecurity
−Removed: a technology and communications company that globally transmits large amounts of information over our networks, we recognize the critical
−Removed: importance of maintaining the security and integrity of information and systems under our control.
−Removed: We view cybersecurity risk as one
−Removed: of our principal enterprise-wide risks, subject to control and monitoring at various levels of management throughout our company.
−Removed: dedicate resources commensurate with our risk profile and business size to programs designed to identify, assess, manage, mitigate and
−Removed: respond to cybersecurity threats.
−Removed: described in Item 1A “Risk Factors,” several features of our operations heighten our susceptibility to cyber-attacks, including
−Removed: (i) our material reliance on systems owned, operated or controlled by unaffiliated third-party operators and (ii) our processing and
−Removed: storage of large amounts of sensitive customer data.
+Added: As a technology and communications company that globally
+Added: transmits large amounts of information over our networks, we recognize the critical importance of maintaining the security and integrity
+Added: of information and systems under our control.
+Added: We view cybersecurity risk as one of our principal enterprise-wide risks, subject to control
+Added: and monitoring at various levels of management throughout our Company.
+Added: We dedicate resources commensurate with our risk profile and business
+Added: size to programs designed to identify, assess, manage, mitigate and respond to cybersecurity threats.
+Added: As described in Item 1A “Risk Factors,”
+Added: several features of our operations heighten our susceptibility to cyber-attacks, including (i) our material reliance on systems owned,
+Added: operated or controlled by unaffiliated third-party operators (including carriers and network partners), (ii) our processing and storage
+Added: of large amounts of sensitive customer data in our telecommunications and fintech operations, and (iii) the complexity of our multi-continent
+Added: network composed of legacy and acquired systems.
Cyber-attacks on our systems may be initiated by a wide variety of intruders, including
3 unchanged sentences
hackings, computer viruses, ransomware, worms or other destructive or disruptive software, denial of service attacks, or other malicious
−Removed: have implemented cybersecurity risk management procedures, in accordance with our risk profile and business size.
−Removed: We rely on our information
−Removed: technology to operate our business.
−Removed: As such, we have policies and processes designed to protect our information technology systems, some
−Removed: of which are managed by third parties, and resolve issues in a timely manner in the event of a cybersecurity threat or incident.
−Removed: have designed our business applications to minimize the impact that cybersecurity incidents could have on our business and have identified
−Removed: back-up systems where appropriate.
−Removed: We seek to further mitigate cybersecurity risks through a combination of monitoring and detection
−Removed: activities, use of anti-malware applications, employee training, quality audits and communication and reporting structures, among other
−Removed: We have a trained group of people to carry out the activities of monitoring and detection of cybersecurity threats and respond
−Removed: to any cybersecurity threats or incidents.
−Removed: The Head of IT department is responsible for oversight of cybersecurity risks and addressing
−Removed: potential cybersecurity risks to business programs, employees, clients, vendors and partners.
−Removed: The Head of IT Department reports to our
−Removed: Chief Executive Officer who reports to the Audit Committee at the board-level, as appropriate.
−Removed: of December 31, 2024, we have not identified an indication of a cybersecurity incident that would have a material impact on our business
−Removed: and consolidated financial statements.
−Removed: disclosures concerning our properties are contained in Item 1 Business above and incorporated herein by reference.
−Removed: Legal Proceedings
−Removed: have no current legal proceedings.
−Removed: Mine Safety Disclosures
+Added: We have implemented cybersecurity risk management
+Added: procedures, in accordance with our risk profile and business size.
+Added: We rely on our information technology to operate our business.
+Added: such, we have policies and processes designed to protect our information technology systems, some of which are managed by third parties,
+Added: and resolve issues in a timely manner in the event of a cybersecurity threat or incident.
+Added: We have designed our business applications to minimize
+Added: the impact that cybersecurity incidents could have on our business and have identified back-up systems where appropriate.
+Added: further mitigate cybersecurity risks through a combination of monitoring and detection activities, use of anti-malware applications,
+Added: employee training, quality audits and communication and reporting structures, among other processes.
+Added: We have a trained group of people
+Added: to carry out the activities of monitoring and detection of cybersecurity threats and respond to any cybersecurity threats or incidents.
+Added: The Head of IT department is responsible for oversight of cybersecurity risks and addressing potential cybersecurity risks to business
+Added: programs, employees, clients, vendors and partners.
+Added: The Head of IT Department reports to our Chief Executive Officer who reports to the
+Added: Audit Committee at the board-level, as appropriate.
+Added: As of December 31, 2025, the Company has not identified
+Added: any cybersecurity incidents that have materially affected, or are reasonably likely to materially affect, our business strategy, results
+Added: of operations, or financial condition.
+Added: The Company continues to monitor its systems and
+Added: third-party environments for potential threats and to evaluate and enhance our cybersecurity controls as our business evolves, including
+Added: following acquisitions and the expansion of fintech services.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.