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• costs or difficulties related to the integration of the business of the Company and its acquisition targets may be greater than expected,
−Removed: • legislative, regulatory, or tax law changes may adversely affect the business in which the Company and its subsidiaries are engaged, and
+Added: • legislative, regulatory, or tax law changes may adversely affect the business in which the Company and its subsidiaries are engaged,
+Added: • credit and market risks relating to increasing inflation,
+Added: • economic or other disruptions caused by acts of terrorism, war or other conflicts, including the Russia-Ukraine conflict, and the Israel-Hamas conflict, natural disasters, such as hurricanes, wild fires, freezes, flooding and other man-made disasters, such as oil spills or power outages, health emergencies, epidemics or pandemics, climate changes or other catastrophic events,
• changes may occur in the securities markets,
+Added: • changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for credit losses, and
+Added: • technological changes, including potential cyber-security incidents and other disruptions, or innovations to the financial services industry, including as a result of the increased telework environment.
We have described additional factors that could cause actual results to be materially different from those described in the forward-looking statements, which factors are identified in Item 1A of this report under the heading "Risk Factors." Other factors that we have not identified in this report could also have this effect.
2 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.