19 unchanged sentences
Rule 10b5-1 plan elections
−Removed: On September 22, 2023 , Delano Ladd , our Executive Vice President, General Counsel and Secretary , entered into a Rule 10b5-1 trading arrangement (the “Ladd Arrangement”).
−Removed: The Ladd Arrangement provides for the sale, between December 22, 2023 and August 30, 2024, of up to 7,643 aggregate shares of the Company’s common stock held directly by Mr.
−Removed: The Ladd Arrangement was entered into during an open insider trading window and is intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act.
−Removed: On December 08, 2023 , Stephen Neeleman , our Founder and Vice Chairman , entered into a Rule 10b5-1 trading arrangement (the “Neeleman Arrangement”).
−Removed: The Neeleman Arrangement provides for the sale, between December 8, 2023 and July 31, 2024, of up to 70,000 aggregate shares of the Company’s common stock held directly by Dr.
−Removed: The Neeleman Arrangement was entered into during an open insider trading window and is intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act.
+Added: On December 18, 2024 , Michael Fiore , our Chief Commercial Officer , entered into a Rule 10b5-1 trading arrangement (the “Fiore Arrangement”).
+Added: The Fiore Arrangement provides for the sale, between March 19, 2025 and December 15, 2025 , of up to 20,580 aggregate shares of the Company’s common stock held by Mr.
+Added: The Fiore Arrangement was entered into during an open insider trading window and is intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act.
Disclosure regarding foreign jurisdictions that prevent inspections
30 unchanged sentences
Exhibit Filing Date
−Removed: 2.1 Custodial Transfer and Asset Purchase Agreement, dated as of September 18, 2023, by and between Conduent Business Services, LLC, and HealthEquity, Inc.**
−Removed: 8-K 001-36568 2.1 September 19, 2023
3.1 Amended and Restated Certificate of Incorporation of the Company
26 unchanged sentences
10.7† HealthEquity, Inc.
+Added: 2024 Equity Incentive Plan
+Added: 10-Q 001-36568 10.1 September 3, 2024
+Added: 10.8† Forms of Award Agreements under the HealthEquity, Inc.
+Added: 2024 Equity Incentive Plan
+Added: 10-Q 001-36568 10.2 September 3, 2024
+Added: 10.9† HealthEquity, Inc.
Section 409A Specified Employee Policy.
S-1 333-196645 10.23 June 10, 2014
−Removed: 10.8† Employment Agreement, dated June 10, 2014, by and between the Company and Jon Kessler.
−Removed: S-1 333-196645 10.24 June 10, 2014
−Removed: 10.9† Amendment No.
−Removed: 1 to Employment Agreement between the Company and Jon Kessler, dated April 1, 2017
−Removed: 10-Q 001-36568 10.2 June 4, 2020
10.10† Employment Agreement, dated June 10, 2014, by and between the Company and Stephen D.
1 unchanged sentence
S-1 333-196645 10.25 June 10, 2014
−Removed: 10.11† Employment Agreement, dated June 25, 2020, by and between the Company and Tyson Murdock
−Removed: 8-K 001-36568 10.1 April 1, 2021
−Removed: 10.12† Letter Agreement, dated June 30, 2023, between Tyson Murdock and the Company
−Removed: 8-K 001-36568 10.1 July 3, 2023
−Removed: 10.13† Employment Agreement, dated November 9, 2018, by and between the Company and Larry Trittschuh
−Removed: 10-K 001-36568 10.17 March 31, 2022
−Removed: 10.14† Amendment No.
−Removed: 1 to Employment Agreement, dated December 4, 2018, by and between the Company and Larry Trittschuh
−Removed: 10-K 001-36568 10.18 March 31, 2022
−Removed: 10.15† Amendment No.
−Removed: 2 to Employment Agreement, dated December 31, 2022, by and between the Company and Larry Trittschuh
−Removed: 10-K 001-36568 10.17 March 30, 2023
10.11† Employment Agreement, dated January 19, 2022, by and between the Company and Elimelech Rosner
3 unchanged sentences
8-K 001-36568 10.1 June 14, 2023
+Added: 10.13† Employment Agreement, dated November 11, 2024, between Scott R.
+Added: Cutler and the Company
+Added: 8-K 001-36568 10.1 November 12, 2024
+Added: 10.14† Letter Agreement, dated November 11, 2024, between Jon Kessler and the Company
+Added: 8-K 001-36568 10.1 November 12, 2024
+Added: 10.15†+ Employment Agreement, dated January, 17, 2024 between Michael Fiore and the Company
+Added: 10.16†+ Employment Agreement, dated December 21, 2023 between Selim Aissi and the Company
+Added: 10.17†+ Employment Agreement dated February 3, 2016 between Delano W.
+Added: Ladd and the Company
10.18 Lease Agreement, dated May 15, 2015, by and between the Registrant and BG Scenic Point Office 2, L.C.
10-Q 001-36568 10.1 June 11, 2015
−Removed: Incorporated by reference
−Removed: Description Form File No.
−Removed: Exhibit Filing Date
10.19 Amended and Restated Lease Agreement, dated May 15, 2015, by and between the Registrant and BG Scenic Point Office 1, L.C.
2 unchanged sentences
10-Q 001-36568 10.1 December 8, 2016
+Added: Incorporated by reference
+Added: Description Form File No.
+Added: Exhibit Filing Date
10.21 First Amendment to Amended and Restated Lease Agreement, dated June 1, 2016, by and between the Company and the Landlord.
12 unchanged sentences
10-Q 001-36568 10.3 December 6, 2018
−Removed: 10.28 Credit Agreement, dated as of October 8, 2021, by and among the Company, as borrower, each lender from time to time party thereto, JPMorgan Chase Bank, N.A., as administrative agent and the Swing Line Lender (as defined therein), and each L/C Issuer (as defined therein) party thereto.
−Removed: 8-K 001-36568 10.1 October 12, 2021
−Removed: 10.29 Amendment No.
−Removed: 1 to Credit Agreement, dated as of June 1, 2023, by and among the Company, as borrower, each lender from time to time party thereto, JPMorgan Chase Bank, N.A., as administrative agent and the Swing Line Lender (as defined therein), and each L/C Issuer (as defined therein) party thereto.
−Removed: 8-K 001-36568 10.1 June 2, 2023
+Added: 10.28 Credit Agreement, dated as of August 23, 2024, by and among the Company, as borrower, each lender from time to time party thereto, JPMorgan Chase Bank, N.A., as administrative agent and the Swing Line Lender (as defined therein), and each L/C Issuer (as defined therein) party thereto
+Added: 10-Q 001-36568 10.1 December 9, 2024
10.29 Non-Employee Director Compensation Policy
10-K 001-36568 10.30 March 30, 2023
+Added: 10.30+ Settlement Agreement and Release by and between WageWorks, Inc., HealthEquity, Inc., and Union Mesa 1, LLC, dated November 27, 2024
+Added: 19+ Insider Trading Policy
21.1+ List of Subsidiaries
10 unchanged sentences
101.SCH†† XBRL Taxonomy schema linkbase document
−Removed: Incorporated by reference
−Removed: Description Form File No.
−Removed: Exhibit Filing Date
101.CAL†† XBRL Taxonomy calculation linkbase document
1 unchanged sentence
101.LAB†† XBRL Taxonomy labels linkbase document
+Added: Incorporated by reference
+Added: Description Form File No.
+Added: Exhibit Filing Date
101.PRE†† XBRL Taxonomy presentation linkbase document
8 unchanged sentences
Form 10-K Summary
−Removed: Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this Annual Report on Form 10-K to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Draper, State of Utah on this 22 nd day of March, 2024.
+Added: Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this Annual Report on Form 10-K to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Draper, State of Utah on this 18 th day of March, 2025.
HEALTHEQUITY, INC.
March 18, 2025
−Removed: /s/ Jon Kessler
+Added: /s/ Scott Cutler
President and Chief Executive Officer
Power of attorney
−Removed: KNOW ALL PERSONS BY THESE PRESENT, that each person whose signature appears below hereby constitutes and appoints Jon Kessler and James Lucania, and each of them acting individually, as his or her true and lawful attorneys-in-fact and agents, with full power of each to act alone, with full powers of substitution and resubstitution, for him or her and in his or her name, place and stead, in any and all capacities, to sign any and all amendments to this Annual Report on Form 10-K with all exhibits thereto and all documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, with full power of each to act alone, full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection therewith, as fully for all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or his or her or their substitutes, may lawfully do or cause to be done by virtue hereof.
+Added: KNOW ALL PERSONS BY THESE PRESENT, that each person whose signature appears below hereby constitutes and appoints Scott Cutler and James Lucania, and each of them acting individually, as his or her true and lawful attorneys-in-fact and agents, with full power of each to act alone, with full powers of substitution and resubstitution, for him or her and in his or her name, place and stead, in any and all capacities, to sign any and all amendments to this Annual Report on Form 10-K with all exhibits thereto and all documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, with full power of each to act alone, full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection therewith, as fully for all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or his or her or their substitutes, may lawfully do or cause to be done by virtue hereof.
Pursuant to the requirements of the Securities Exchange Act of 1934, this Annual Report on Form 10-K has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.
4 unchanged sentences
March 18, 2025
−Removed: /s/ Jon Kessler
+Added: /s/ Scott Cutler
President and Chief Executive Officer (Principal Executive Officer), Director
6 unchanged sentences
March 18, 2025
−Removed: /s/ Frank Corvino
−Removed: Frank Corvino
−Removed: March 22, 2024
/s/ Adrian Dillon
4 unchanged sentences
March 18, 2025
+Added: /s/ Jon Kessler
+Added: March 18, 2025
/s/ Debra McCowan
14 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.