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What changed 10-K
Item 7A. Quantitative and Qualitative Disclosures About Market Risk
2026-03-06 compared with 2025-03-07 · 1 added, 1 removed, 61 unchanged (3% of the section changed)
23 unchanged sentences
During the most recent rising rate cycle, which was from the fourth quarter of 2021 through the second quarter of 2024, our cumulative deposit beta was 23.6%.
−Removed: During the current falling rate cycle, which began with the third quarter of 2024, our cumulative deposit beta was 13.1%.
+Added: Since the start of the current falling rate cycle, which began with the third quarter of 2024, our cumulative deposit beta has been 13.5%.
Asset Prepayments
36 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.