−Removed: The Bancorp maintains its corporate office at 9204 Columbia Avenue, Munster, Indiana, from which it oversees the operation of the Bank’s 26 banking locations.
−Removed: The Bancorp owns all of its office properties.
−Removed: As of December 31, 2022, the Bank operated 14 branches in Northwest Indiana, with 13 of the branches located in Lake County and 1 branch located in Porter County, Indiana, and 12 branches located in Cook County, Illinois.
−Removed: The Bank owns all of its branch properties.
−Removed: All of the Bank’s branches are equipped with automated teller machines and have drive-through facilities.
+Added: The Bancorp maintains its corporate office at 9204 Columbia Avenue, Munster, Indiana, from which it oversees the operation of the Bank’s 26 banking locations.
+Added: As of the date of this report, the Bank operated 14 branches in Northwest Indiana, with 13 of the branches located in Lake County and 1 branch located in Porter County, Indiana, and 11 branches located in Cook County, Illinois and 1 branch located in DuPage County, Illinois.
+Added: The Bank owns 21 of its branch properties and leases 5 of its branch properties under the terms of long-term leases with a third-party.
+Added: All of the Bank’s branches are equipped with automated teller machines and have drive-through facilities,with the exception of one branch that is under a short-term lease and does not have a drive-through.
The Bank outsources its core processing activities to Fidelity National Information Services, Inc., or FIS Corporation located in Jacksonville, Florida.
FIS provides real time services for loans, deposits, retail delivery systems, card solutions, digital banking, and wealth management.
−Removed: The net book value of the Bank’s property, premises and equipment totaled $40.2 million at December 31, 2022.
+Added: The net book value of the Bank’s property, premises and equipment totaled $38.4 million at December 31, 2023.
+Added: Page 48 of 122
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.