What changed in this filing

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Item 9A. Controls and Procedures

2023-02-24 compared with 2022-02-24 · 17 added, 10 removed, 165 unchanged (14% of the section changed)

65 unchanged sentences

of FNB's Current Report on Form 8-K filed on July 13, 2021).

2.3 Agreement and Plan of Merger, dated as of May 31, 2022, between F.N.B.

Corporation and UB Bancorp (Incorporated by reference to Exhibit 2.1.

of FNB's Current Report on Form 8-K filed on June 1, 2022).

Articles of Incorporation of F.N.B.

2 unchanged sentences

Bylaws of F.N.B.

Corporation, effective as of February 26, 2020 (Incorporated by reference to Exhibit 3.2 of FNB's Annual Report on Form 10-K for the fiscal year ended December 31, 2019).

Corporation, effective as of December 14, 2022.

(filed herewith).

Deposit Agreement, dated as of November 1, 2013, by and between F.N.B.

23 unchanged sentences

(Incorporated by reference to Annex B of FNB’s 2022 Proxy Statement filed on March 25, 2022).

Exhibit Number Description

Form of Indemnification Agreement for directors.

1 unchanged sentence

of FNB’s Current Report on Form 8-K filed on September 23, 2008).

Exhibit Number Description

Form of Indemnification Agreement for officers.

9 unchanged sentences

of FNB’s Current Report on Form 8-K filed on February 26, 2013).

Form of Performance-Based Restricted Stock Unit Award Agreement.

(Incorporated by reference to Exhibit 10.1.

of FNB's Current Report on Form 8-K filed on April 6, 2018).*

Form of Performance-Based Restricted Stock Unit Award Agr eemen t (ROATCE) .

(filed herewith).*

Form of Performance-Based Restricted Stock Unit Award Agreement (ICG Growth).

(filed herewith).*

Form of Time-Based Restricted Stock Unit Award Agreement.

(Incorporated by reference to Exhibit 10.2.

(filed herewith).*

Corporation Deferred Compensation Plan (Incorporated by reference to Exhibit 10.1.

of FNB's Current Report on Form 8-K filed on April 19, 2022).

Form of director restricted stock unit agreement (Incorporated by reference to Exhibit 10.2 of FNB's Quarterly report on Form 10-Q for the quarter ended June 30, 2022 filed on August 5, 2022).

Executive Retention Life Insurance Agreement, dated as of November 3, 2022, between Vincent J.

and F N B Corporation (Incorporated by reference to Exhibit 10.1.

of FNB's Quarterly r eport on Form 10 - Q for the quarter ended September 30, 2022 filed on Novembe r 4, 2022 ) .

Code of Ethics.

(Incorporated by reference to Exhibit 99.3.

of FNB’s Annual Report on Form

10-K for the fiscal year ended December 31, 2009).

of FNB’s Annual Report on Form 10-K for the fiscal year ended December 31, 2009).

Subsidiaries of the Registrant.

43 unchanged sentences

Mary Jo Dively

/s/ Robert A.

Hormell Director February 24, 2022

Malone Director February 24, 2023

6 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 9A. Controls and Procedures