2 unchanged sentences
In addition, as part of the ordinary course of business, we are parties to litigation involving claims to the ownership of funds in particular accounts, the collection of delinquent accounts, challenges to security interests in collateral, and foreclosure interests, that are incidental to our regular business activities.
−Removed: While the ultimate liability with respect to these other litigation matters and claims cannot be
−Removed: determined at this time, we believe that damages, if any, and other amounts relating to pending matters, such as costs, are not likely to be material to our consolidated financial position or results of operations.
+Added: While the ultimate liability with respect to these other litigation matters and claims cannot be determined at this time, we believe that damages, if any, and other amounts relating to pending matters, such as costs, are not likely to be material to our consolidated financial position or results of operations.
Reserves are established for these various matters of litigation, when appropriate under FASB ASC Topic 450, Contingencies, based in part upon the advice of legal counsel.
15 unchanged sentences
Harris President, Yellow Cardinal Advisory Group 57
+Added: Reckman Chief Commercial Banking Officer 47
The following is a brief description of the business experience over the past five years of the individuals named above.
7 unchanged sentences
Anderson is a certified public accountant (inactive).
−Removed: Dennen - Rick Dennen became the Chief Corporate Banking Officer of First Financial in 2021, and is currently responsible for all national commercial businesses of the Bank including business capital and the foreign exchange business.
−Removed: Dennen remains the CEO of First Commercial Finance, a division of First Financial Bank, which operates under two subsidiaries of the Bank, Oak Street Funding and First Franchise Capital Corporation, a role he has held since 2015.
+Added: Dennen - Rick Dennen became the Chief Corporate Banking Officer of First Financial in 2021, and is currently responsible for the Bank’s Specialty Banking lines of business, which include Corporate Banking, ESOP, Structured Capital, Food and Agribusiness, Investment Commercial Real Estate, Bannockburn Global Forex, Oak Street Funding, and First Franchise Capital.
Oak Street Funding is a specialty finance company engaged in lending to insurance agencies, registered investment advisors, certified public accountants, energy and indirect auto financing companies.
First Franchise Capital Corporation lends to restaurant franchises.
−Removed: Dennen is a certified public accountant.
+Added: Dennen is a certified public accountant (inactive).
Woods - Karen Woods serves as General Counsel and Chief Administrative Officer of First Financial.
6 unchanged sentences
Harrod - Bill Harrod is the Chief Credit Officer of First Financial, a role he has held since October 2017.
−Removed: He is responsible for managing and monitoring the loan portfolio and other related credit functions in a risk appropriate manner
−Removed: including underwriting, approval, and collections.
+Added: He is responsible for managing and monitoring the loan portfolio and other related credit functions in a risk appropriate manner including underwriting, approval, and collections.
Harrod first joined First Financial in 2015 and has held various credit and management positions since then in specialty banking, corporate banking, commercial and industrial lending and commercial finance.
Neeley - Mandy Neeley is the Chief Consumer Banking and Strategy Officer of First Financial.
−Removed: Neeley is responsible for the launch and evolution of the First Financial brand, the introduction of the Premier Business Bank acquisition strategy, the advancement of sales and enterprise customer relationship management processes, and development of a formalized strategic planning program.
+Added: Neeley is responsible for the launch and evolution of the First Financial brand, the introduction of the Premier Business Bank strategy, the advancement of sales and enterprise customer relationship management processes, and development of a formalized strategic planning program.
Neeley has spent her entire career in banking with First Financial, beginning as a part-time teller during college and, after graduating in 2003, Marketing Coordinator.
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He began his career at Fifth Third Bank as a product manager within the bank's Trust and Investment business.
+Added: Reckman - Matt Reckman serves as the Chief Commercial Banking Officer of First Financial, where he oversees and drives the execution of the Bank’s commercial banking strategy across its entire footprint.
+Added: Since joining First Financial in 2015 as a business development officer, Matt has held pivotal roles, including serving as a market president.
+Added: Matt has more than 25 years of commercial banking experience.
+Added: Prior to joining First Financial, he was a commercial relationship manager at both Huntington Bank and US Bank.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.