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What changed 10-Q
Item 1A. Risk Factors
2020-08-05 compared with 2020-05-05 · 3 added, 1 removed, 33 unchanged (11% of the section changed)
12 unchanged sentences
Additionally, our operations have experienced disruptions as we transitioned to a remote working environment for most corporate employees and we adjusted branch operations and corporate processes.
−Removed: There may be increased absenteeism, and lost productivity as a result of the remote workforce.
+Added: While we have begun a phased return to work plan based on outbreak severity within impact areas, there may be increased absenteeism, and lost productivity as a result of the remote workforce.
We may see an increased incidence of cybersecurity threats or fraud as cyber-criminals look to profit from the disruption and potential strain on information technology and the fear of the general public.
9 unchanged sentences
• Operational Risk
+Added: • Credit Risk
+Added: • Market Risk
• Liquidity Risk
8 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.