−Removed: The Company leases eight properties and owns five other properties across three markets in which the consumer and commercial segments currently operate.
−Removed: Included in the owned properties is the Company’s corporate headquarters located in Irving, Texas.
−Removed: Nine of the properties are located in DFW, one is in Mount Pleasant, South Carolina and three are in the Phoenix area.
−Removed: The leases have a wide variety of terms, rents and expiration dates.
−Removed: The consumer segment owns three of their retail locations in DFW and one in the Phoenix area, which is currently being prepared as a retail location.
−Removed: They lease another three in DFW, one in Mount Pleasant, South Carolina, and one in the Phoenix area.
−Removed: The five leased locations have leases expiring starting in 2024 through 2027, with rights of renewal for three of the properties.
−Removed: The commercial segment leases all three of their locations, two of which are in DFW and the other being in Chandler, Arizona.
−Removed: The leases begin to expire starting in 2025 through 2027, with one lease having a right of renewal.
−Removed: Both segments are constantly evaluating each of their locations in terms of profitability, effectiveness and fit with long-term sustainability.
−Removed: Our principal corporate office building is owned by the Company, as stated earlier, and is located at 1901 Gateway Drive, Irving, Texas 75038.
−Removed: For addition information about encumbrances on properties the Company owns, see Note 9 to our consolidated financial statements.
−Removed: For additional information about the nature of the Company’s leases, see Note 15 to the Company’s consolidated financial statements.
+Added: Our facilities by segment and geography were as follows as of December 31, 2024:
+Added: Number of Facilities
+Added: South Carolina
+Added: (1) The Texas-owned properties are encumbered by debt facilities, see Note 14 – Debt for further details.
+Added: Our leases begin to expire starting in 2025 through 2030, with six leases having a right of renewal.
+Added: Both segments regularly evaluate each of their locations in terms of profitability, effectiveness and fit with their long-term strategy.
In management’s opinion, these properties have been well maintained, are in good operating condition, and contain all necessary equipment and facilities for their intended purposes.
−Removed: Item 1B, 2, 3, 4
+Added: See Note 12 – Leases for further details on leased facilities.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.